Abstract: A title management apparatus is resident on a computer server and includes a memory for storing a control program and data, and a processor for executing the control program and for managing the data. The computer memory has user data resident including user security indicia. A plurality of title objects are resident in the memory, where each title object includes a content element, attributes, and security indicia. An authorization structure is configured to selectively grant access to users based at least in part of the user security indicia. A title management structure configured to associate a user with particular title objects based at least in part of the user data and the title attributes, and the title management structure is configured to support the exchange of title objects between users. Advantages of the invention include the ability to manage titles over a network such as the Internet.

Abstract: A method of facilitating a transaction between a merchant and a buyer using a computerized system including a set of titles. The method includes storing the set of titles in a merchant site corresponding to a set of products for sale; browsing the merchant site using a client device and selecting a product for purchase; and generating a payment slip title for the product including information relating to a payment amount and a buyer identifier. The method further includes selecting a payment structure from a set of available payment structures; modifying the payment slip title to include information corresponding to the selected payment structure; releasing the product title to the buyer; and transmitting the payment amount to the merchant.

Abstract: Methods and apparatus are described which enable transactions in electronic networks relating to digital assets, e.g., digital goods or services, through the use of title objects. A title object may have a number of elements and attributes which identify one or more digital assets and define access rights to the corresponding digital asset(s).

Abstract: Methods and apparatus are described which enable transactions in electronic networks through the use of title objects. A title object may have a number of elements and attributes which identify one or more digital assets or resources and define access rights to the corresponding digital assets or resources. An agent acting on behalf of the user enables the user to manage the titles in his rights portfolio and engage in transactions in network environments.