Abstract: A process that simplifies shopping on E-commerce platforms includes a program that naturally keeps sensitive user information and data more secure by removing large amounts of sensitive user information and data from multiple merchant sites. The process makes use of personal devices that are always available to users to store user, shipping and payment information and data. Transactions are completed by having the personal device communicate either directly with a merchant's gateway or merchant account, and then sending the transaction details and shipping information and data to both the user and the merchant.