Patents by Inventor Alex Inovenkov

Alex Inovenkov has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • METHODS AND SYSTEMS FOR REDUCING NETWORK TRAFFIC ASSOCIATED WITH FRAUDULENT TRANSACTIONS
    Publication number: 20190122218
    Abstract: Computer systems and methods for managing the investigation of potentially fraudulent payment card transactions are provided. The computer system includes a memory device for storing data and a processor in communication with the memory device. The computer system is programmed to receive an authorization request message associated with at least one transaction initiated with a payment card. The computer system transmits a scoring request message associated with the at least one transaction to a fraud scoring system. The computer system receives a fraud scoring response associated with the at least one transaction from the fraud scoring system. The fraud scoring response includes a first instruction directing a change to a status of the payment card. The computer system transmits a status change message to a cardholder management system.
    Type: Application
    Filed: December 21, 2018
    Publication date: April 25, 2019
    Inventors: Daniel Jeremy Rich, Jeffrey Leo Altemueller, Alex Inovenkov, Richard Barry Husa, Victor Gabriel Chininin-Buele
  • Method for generating and updating alternate security codes for payment cards
    Patent number: 10078840
    Abstract: An auxiliary security code called a CVC2a is generated to replace a CVC2 value that is presented on a payment card for verifying card-not-present (CNP) transactions without necessarily generating a replacement card. An enhanced card table/file is maintained by a payment network operator to facilitate transitional scenarios in which the payment cards are reissued or replaced.
    Type: Grant
    Filed: April 8, 2015
    Date of Patent: September 18, 2018
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Michael Powell, Joan Rohlfing, Alex Inovenkov, Rodney Pye, Puneet Bhalla, David Gilliland
  • METHOD FOR GENERATING AND UPDATING ALTERNATE SECURITY CODES FOR PAYMENT CARDS
    Publication number: 20150310439
    Abstract: An auxiliary security code called a CVC2a is generated to replace a CVC2 value that is presented on a payment card for verifying card-not-present (CNP) transactions without necessarily generating a replacement card. An enhanced card table/file is maintained by a payment network operator to facilitate transitional scenarios in which the payment cards are reissued or replaced.
    Type: Application
    Filed: April 8, 2015
    Publication date: October 29, 2015
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Michael Powell, Joan Rohlfing, Alex Inovenkov, Rodney Pye, Puneet Bhalla, David Gilliland
  • METHODS AND SYSTEMS FOR MODIFYING A STATUS OF A PAYMENT CARD
    Publication number: 20140122336
    Abstract: Computer systems and methods for managing the investigation of potentially fraudulent payment card transactions are provided. The computer system includes a memory device for storing data and a processor in communication with the memory device. The computer system is programmed to receive an authorization request message associated with at least one transaction initiated with a payment card. The computer system transmits a scoring request message associated with the at least one transaction to a fraud scoring system. The computer system receives a fraud scoring response associated with the at least one transaction from the fraud scoring system. The fraud scoring response includes a first instruction directing a change to a status of the payment card. The computer system transmits a status change message to a cardholder management system.
    Type: Application
    Filed: January 15, 2013
    Publication date: May 1, 2014
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Daniel Jeremy Rich, Jeffrey Leo Altemueller, Alex Inovenkov, Richard Barry Husa, Victor Gabriel Chininin-Buele