Abstract: A method may include: receiving, at a marketplace, a buyer submission from a buyer comprising an identification of a first currency, an identification of a target currency, an amount of the target currency, a target annual percentage yield, a maturity, and a buyer attestation; receiving, at the marketplace, a lender submission identifying an amount of tokens in the target currency for exchange, a fee, and a lender attestation; matching, by a matching engine for the marketplace, the buyer to the lender based on the buyer submission and the lender submission; verifying, by a smart contract at the marketplace, the buyer attestation and the lender attestation; transferring, by the marketplace, the tokens in the target currency to the buyer, wherein the buyer submits the tokens in the target currency to a staking smart contract; and transferring, by the marketplace, the tokens in the target currency to the lender at maturity.