Abstract: Disclosed are system and method for identifying suspicious user behavior during a user's interaction with various banking services. One exemplary method comprises: receiving information relating to user's interaction with two or more banking services from at least two computing devices used by a user for interacting through a user account with each banking service; receiving an identifier of each computing device; determining a model of user behavior based at least on received information and identifers; calculating a probability of fraud based at least on the model of user behavior; determining and forming patterns of suspicious user behavior; and determining whether a current user activity in interacting with at least one banking services is suspicious based at least upon the patterns.

Abstract: A system and method is provided for recognizing transactions as trusted. An exemplary method includes receiving parameters for a plurality of transactions executed by a user and obtaining one or more attributes of the user from a bank associated with the user. Furthermore, the method includes, for each of the plurality of transactions, determining whether a predetermined number of trust conditions are met by the at least one parameter of the transaction and the at least one attribute of the user; and for each of the plurality of transactions, determining that the transaction is trusted if the predetermined number of trust conditions are met. Moreover, the method includes determining that a verification condition is met if the processor determines that a specified number of the plurality of transactions is deemed trusted; and recognizing a subsequent transaction executed by the user is trusted if the verification condition is met.