Patents by Inventor Alexander J. Olson

Alexander J. Olson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11900405
    Abstract: A coupon-minter is configured to perform operations including: generating a coupon comprising encrypted discount information, wherein the encrypted discount information is encrypted with a discount key; generating, for the coupon, a hashlock from a preimage; introducing the coupon to a blockchain in association with the hashlock, wherein the blockchain is configured to permit claiming of the generated coupon only upon receiving access to the preimage used to generate the hashlock. A store-manager configured to perform operations including: claiming, using the preimage, the coupon in the blockchain; encrypting the discount key with a clearing-house public key; updating the coupon with the encrypted discount key. A clearing-house-manager configured to perform operations comprising: detecting the store-manager's claiming of the coupon; decrypting the encrypted discount key with a clearing-house private key to re-generate the discount key; and decrypting the encrypted discount information with the preimage.
    Type: Grant
    Filed: May 19, 2022
    Date of Patent: February 13, 2024
    Assignee: Valassis Communications, Inc.
    Inventors: Jay Webster, Alexander J. Olson, Tobias Speckbacher, Andreas Binnewies
  • Publication number: 20230106713
    Abstract: A coupon-minter is configured to perform operations including: generating a coupon comprising encrypted discount information, wherein the encrypted discount information is encrypted with a discount key; generating, for the coupon, a hashlock from a preimage; introducing the coupon to a blockchain in association with the hashlock, wherein the blockchain is configured to permit claiming of the generated coupon only upon receiving access to the preimage used to generate the hashlock. A store-manager configured to perform operations including: claiming, using the preimage, the coupon in the blockchain; encrypting the discount key with a clearing-house public key; updating the coupon with the encrypted discount key. A clearing-house-manager configured to perform operations comprising: detecting the store-manager's claiming of the coupon; decrypting the encrypted discount key with a clearing-house private key to re-generate the discount key; and decrypting the encrypted discount information with the preimage.
    Type: Application
    Filed: May 19, 2022
    Publication date: April 6, 2023
    Inventors: Jay Webster, Alexander J. Olson, Tobias Speckbacher, Andreas Binnewies
  • Patent number: 11580548
    Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
    Type: Grant
    Filed: January 7, 2020
    Date of Patent: February 14, 2023
    Assignee: PAYPAL, INC.
    Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
  • Patent number: 11341522
    Abstract: A coupon-minter is configured to perform operations including: generating a coupon comprising encrypted discount information, wherein the encrypted discount information is encrypted with a discount key; generating, for the coupon, a hashlock from a preimage; introducing the coupon to a blockchain in association with the hashlock, wherein the blockchain is configured to permit claiming of the generated coupon only upon receiving access to the preimage used to generate the hashlock. A store-manager configured to perform operations including: claiming, using the preimage, the coupon in the blockchain; encrypting the discount key with a clearing-house public key; updating the coupon with the encrypted discount key. A clearing-house-manager configured to perform operations comprising: detecting the store-manager's claiming of the coupon; decrypting the encrypted discount key with a clearing-house private key to re-generate the discount key; and decrypting the encrypted discount information with the preimage.
    Type: Grant
    Filed: May 6, 2021
    Date of Patent: May 24, 2022
    Assignee: Valassis Communications, Inc.
    Inventors: Jay Webster, Alexander J. Olson, Tobias Speckbacher, Andreas Binnewies
  • Publication number: 20210272144
    Abstract: A coupon-minter is configured to perform operations including: generating a coupon comprising encrypted discount information, wherein the encrypted discount information is encrypted with a discount key; generating, for the coupon, a hashlock from a preimage; introducing the coupon to a blockchain in association with the hashlock, wherein the blockchain is configured to permit claiming of the generated coupon only upon receiving access to the preimage used to generate the hashlock. A store-manager configured to perform operations including: claiming, using the preimage, the coupon in the blockchain; encrypting the discount key with a clearing-house public key; updating the coupon with the encrypted discount key. A clearing-house-manager configured to perform operations comprising: detecting the store-manager's claiming of the coupon; decrypting the encrypted discount key with a clearing-house private key to re-generate the discount key; and decrypting the encrypted discount information with the preimage.
    Type: Application
    Filed: May 6, 2021
    Publication date: September 2, 2021
    Inventors: Jay Webster, Alexander J. Olson, Tobias Speckbacher, Andreas Binnewies
  • Patent number: 11010778
    Abstract: A coupon-minter is configured to perform operations including: generating a coupon comprising encrypted discount information, wherein the encrypted discount information is encrypted with a discount key; generating, for the coupon, a hashlock from a preimage; introducing the coupon to a blockchain in association with the hashlock, wherein the blockchain is configured to permit claiming of the generated coupon only upon receiving access to the preimage used to generate the hashlock. A store-manager configured to perform operations including: claiming, using the preimage, the coupon in the blockchain; encrypting the discount key with a clearing-house public key; updating the coupon with the encrypted discount key. A clearing-house-manager configured to perform operations comprising: detecting the store-manager's claiming of the coupon; decrypting the encrypted discount key with a clearing-house private key to re-generate the discount key; and decrypting the encrypted discount information with the preimage.
    Type: Grant
    Filed: March 6, 2017
    Date of Patent: May 18, 2021
    Assignee: Valassis Communications, Inc.
    Inventors: Jay Webster, Alexander J. Olson, Tobias Speckbacher, Andreas Binnewies
  • Publication number: 20200143380
    Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
    Type: Application
    Filed: January 7, 2020
    Publication date: May 7, 2020
    Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
  • Patent number: 10528949
    Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
    Type: Grant
    Filed: March 21, 2016
    Date of Patent: January 7, 2020
    Assignee: PAYPAL, INC.
    Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
  • Publication number: 20180253745
    Abstract: A coupon-minter is configured to perform operations including: generating a coupon comprising encrypted discount information, wherein the encrypted discount information is encrypted with a discount key; generating, for the coupon, a hashlock from a preimage; introducing the coupon to a blockchain in association with the hashlock, wherein the blockchain is configured to permit claiming of the generated coupon only upon receiving access to the preimage used to generate the hashlock. A store-manager configured to perform operations including: claiming, using the preimage, the coupon in the blockchain; encrypting the discount key with a clearing-house public key; updating the coupon with the encrypted discount key. A clearing-house-manager configured to perform operations comprising: detecting the store-manager's claiming of the coupon; decrypting the encrypted discount key with a clearing-house private key to re-generate the discount key; and decrypting the encrypted discount information with the preimage.
    Type: Application
    Filed: March 6, 2017
    Publication date: September 6, 2018
    Inventors: Jay Webster, Alexander J. Olson, Tobias Speckbacher, Andreas Binnewies
  • Publication number: 20160203491
    Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
    Type: Application
    Filed: March 21, 2016
    Publication date: July 14, 2016
    Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
  • Patent number: 9292677
    Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
    Type: Grant
    Filed: October 10, 2014
    Date of Patent: March 22, 2016
    Assignee: PAYPAL, INC.
    Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
  • Publication number: 20150095990
    Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
    Type: Application
    Filed: October 10, 2014
    Publication date: April 2, 2015
    Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
  • Patent number: 8869245
    Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
    Type: Grant
    Filed: March 8, 2012
    Date of Patent: October 21, 2014
    Assignee: eBay Inc.
    Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher
  • Publication number: 20120233665
    Abstract: A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and information associated with the mobile device. The trust score is based on both parameters of the device, such as device type, registered device location, device phone number, device ID, the last time the device has been accessed, etc. and activities the device engages in, such as amount of transactions, dollar amount of transactions, amount of denied requests, amount of approved requests, location of requests, etc. Based on a transaction request from the user device, the trust score and a network reputation score is used to determine an overall trust/fraud score associated with the transaction request.
    Type: Application
    Filed: March 8, 2012
    Publication date: September 13, 2012
    Applicant: EBAY, INC.
    Inventors: Prashanth Ranganathan, Alexander J. Olson, Frieder Bluemle, Tobias Speckbacher