Abstract: An ATM is configured to interact with a mobile device and provide user access to one or more of the banking services available at the ATM using the mobile device. Banking-related information may be viewed and/or input at the ATM using the mobile device. The ATM may have multiple vertical levels of deposit slots, withdrawal trays and/or receipt dispensers. A level at the ATM at which the user interacts with the ATM for deposits, withdrawals, or receipts may be selected. The level may be specified by the user of the mobile device, at the ATM or using the mobile device, or may be determined by the ATM.

Abstract: An ATM is configured to interact with a mobile device and provide user access to one or more of the banking services available at the ATM using the mobile device. Banking-related information may be viewed and/or input at the ATM using the mobile device. The ATM may have multiple vertical levels of deposit slots, withdrawal trays and/or receipt dispensers. A level at the ATM at which the user interacts with the ATM for deposits, withdrawals, or receipts may be selected. The level may be specified by the user of the mobile device, at the ATM or using the mobile device, or may be determined by the ATM.

Abstract: A screen-less automated teller machine (ATM) may be configured to interact with a mobile device. The ATM may automatically detect the presence of the mobile device in a vicinity of the ATM and initiate contact with the mobile device, or a mobile device may initiate contact with the ATM. After verifying user permission to access the ATM, the mobile device may be enabled to provide user access to one or more of the banking services available at the ATM using the mobile device. As the ATM is screen-less, banking-related information may be viewed and/or input at the ATM using the mobile device. An application on the mobile device may be used to access and interact with the ATM using the mobile device.

Abstract: Methods for banking at an automated teller machine (ATM) using a mobile device. The ATM may automatically detect the presence of the mobile device in a vicinity of the ATM and initiate contact with the mobile device, or a mobile device may initiate contact with the ATM. After verifying user permission to access the ATM, the mobile device may be enabled to provide user access to one or more of the banking services available at the ATM using the mobile device and to view banking-related information on the mobile device. A mobile application on the mobile device may be used to access the ATM using the mobile device. While a mobile device is accessing the ATM, a screen on the ATM may become inactive for banking services and the option to select banking services directly at the ATM may be disabled.

Abstract: A drawstring bag comprising (i) a flexible container, which has at least one wall, a closed bottom, an open top, and a channel comprising at least two openings, (ii) a first drawstring, the ends of which are anchored at or near the first opening, (iii) a second drawstring, the ends of which are anchored at or near the second opening, and (iv) optionally, grips adjacent to the first and second openings; a tote comprising the drawstring bag and at least one handle and/or a strap comprising elongated grips connected by an opener; a backpack comprising the drawstring bag, first and second points of attachment at or near the edge of the at least one wall at the closed bottom end of the container through which the drawstrings pass, and, optionally, at least one handle and/or a strap comprising elongated grips connected by an opener, and/or drawstring length adjusters; and a method of stabilizing a drawstring in a flexible container.