Patents by Inventor Alexandre J. Bernatchez

Alexandre J. Bernatchez has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Data processing methods and apparatus for managing vehicle financing
    Patent number: 4736294
    Abstract: Data processing methods and apparatus for managing vehicle financing are disclosed. The data processing system provides information to assist in granting a loan applicant credit, processes the loan, and determinates at the time of making the loan a residual value of the vehicle at a predetermined option date.
    Type: Grant
    Filed: June 23, 1987
    Date of Patent: April 5, 1988
    Assignee: The Royal Bank of Canada
    Inventors: Gwyneth Gill, John P. Ryan, David Singer, Nicholas T. L. Diamand, Alexandre J. Bernatchez, John Lai, David A. Le Grand