Abstract: A method for identifying attributes for transaction messages exhibiting technical decline factors includes: storing transaction messages, each being formatted based on one or more standards and including a plurality of data elements including a first data element configured to store a response code; storing a plurality of attribute correspondences, each including a correspondence between a transaction attribute and data element value for a specific data element; executing a first query to identify a subset of transaction messages where the response code is one of a predetermined set of values; executing a second query to associate, for each transaction message, one or more transaction attributes based on data element values in the message and the attribute correspondences; identifying one or more transaction groups, each group corresponding to at least one transaction attribute and including transaction messages of the subset associated with each corresponding transaction attribute.

Abstract: A method for identifying attributes for transaction messages exhibiting technical decline factors includes: storing transaction messages, each being formatted based on one or more standards and including a plurality of data elements including a first data element configured to store a response code; storing a plurality of attribute correspondences, each including a correspondence between a transaction attribute and data element value for a specific data element; executing a first query to identify a subset of transaction messages where the response code is one of a predetermined set of values; executing a second query to associate, for each transaction message, one or more transaction attributes based on data element values in the message and the attribute correspondences; identifying one or more transaction groups, each group corresponding to at least one transaction attribute and including transaction messages of the subset associated with each corresponding transaction attribute.

Abstract: Methods and systems of collating and transmitting information relating to a payment transaction are provided. Current location of the mobile device is determined and merchant data, concerning merchants located within a predetermined distance of the current location of the mobile device is obtained. A list of merchants is generated based on the merchant data and presented on the mobile device. The user is requested to select a merchant from the list of merchants and input data in relation to the payment transaction through the user interface of the mobile electronic device, which requires the input data to be in a predetermined format. The mobile device generates a transaction report, based on the input data and merchant data associated with the merchant selected by the user, in a format compliant with requirements of a backend server and then transmits the transaction report towards the backend server for automatic processing.