Patents by Inventor Alice Chi

Alice Chi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Insurance coverage and rating system and method
    Patent number: 10373261
    Abstract: An insurance coverage and rating system and method. The system includes one or more data collecting devices collecting telematics data relative to one or more of an automobile, a home, health or at least one social media platform of an insured. An insurance analysis center is communicatively coupled to the one or more data collecting devices and receives telematics data from the one or more data collecting devices. The insurance analysis center determines an insurance rate for one or more of automobile insurance coverage, home insurance coverage, or life insurance coverage based at least in part on the telematics data received. A total insurance policy premium is then calculated by adding at least two of the determined insurance rates for the one or more of the automobile insurance coverage, the home insurance coverage or the life insurance coverage.
    Type: Grant
    Filed: March 16, 2016
    Date of Patent: August 6, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Jennifer Criswell Kellett, Edward P. Matesevac, III, Kristopher K. Gaudin, Rebecca L. Gruen, Michael D. Doiron, Alice Chi, Lee Drinkwater, Geoff Segal