Abstract: The present invention provides for a system and method for creating, conducting and compiling the results of a survey. The system includes a backend platform and a user device having a related mobile application. The backend platform has at least one memory that stores computer-executable instructions and at least one processor configured to access the at least one memory. The processor is configured to create at least one channel and associated a target audience with that channel. The processor is also configured to create at least one survey and also associate the survey with the channel. The processor is also configured to associate at least one participant having a user device with the one channel. The survey is deployed to the participant once specific time and location criteria associated with the survey has been met. The location criteria can be met through the use of a physical location determination device.

Abstract: An electronic transaction system includes an authority issuing electronic signals representing subscriber assurance of an attribute of a subscriber to the system; and a reliance server obtaining electronic signals representing information regarding the subscriber assurance issued by the issuing authority, the reliance server issuing electronic signals representing a signed warranty offer to a relying party, the signed warranty offer being based at least on the subscriber attribute assurance, wherein the reliance server only provides the signed warranty offer if the relying party is authorized to make a request for said warranty.