Abstract: A pest control insurance system includes a first step of inspecting a structure to locate a pest that is infesting the structure; the first pest belonging to a category of pests. In a second step, the pest is removed from the structure. In a third step, the owner/operator of the structure is provided with an insurance policy against an infestation of the structure. The insurance policy can provide for the removal of any pest selected from a category of pests following an infestation (including reinfestation) of the structure. In a fourth step, the structure is reinspected to locate any pests (belonging to the category of pests) that are infesting the structure. In a fifth step, the pests are removed from the structure.