Patents by Inventor Allison M. Romano

Allison M. Romano has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SPEND DIAGNOSTICS AND LEAD MANAGEMENT
    Publication number: 20120203593
    Abstract: A method and system are used to optimize utilization of a transaction card by a card member. The system and method including generating a first data set based on data stored in a database representing industries of the card members. Generating a second data set representing an average amount charged to a transaction account by the card members in each respective one of the industries based on the first data set. Comparing the average amount charged from the first generating step to an actual amount charged by each individual one of the card members in a respective one of the industries. Communicating a result of the comparison to the card members. Receiving data from the card members based on their receiving of the comparison result. Storing the data in the database or a lead management device, such that the data is updated.
    Type: Application
    Filed: April 17, 2012
    Publication date: August 9, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Allison M. Romano, Dan Cheung Tat Chan
  • Spend diagnostics and lead management
    Patent number: 8177130
    Abstract: A method and system are used to optimize utilization of a transaction card by a card member. The system and method including generating a first data set based on data stored in a database representing industries of the card members. Generating a second data set representing an average amount charged to a transaction account by the card members in each respective one of the industries based on the first data set. Comparing the average amount charged from the first generating step to an actual amount charged by each individual one of the card members in a respective one of the industries. Communicating a result of the comparison to the card members. Receiving data from the card members based on their receiving of the comparison result. Storing the data in the database or a lead management device, such that the data is updated.
    Type: Grant
    Filed: March 2, 2011
    Date of Patent: May 15, 2012
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Allison M. Romano, Dan Cheung Tat Chan
  • SPEND DIAGNOSTICS AND LEAD MANAGEMENT
    Publication number: 20110153340
    Abstract: A method and system are used to optimize utilization of a transaction card by a card member. The system and method including generating a first data set based on data stored in a database representing industries of the card members. Generating a second data set representing an average amount charged to a transaction account by the card members in each respective one of the industries based on the first data set. Comparing the average amount charged from the first generating step to an actual amount charged by each individual one of the card members in a respective one of the industries. Communicating a result of the comparison to the card members. Receiving data from the card members based on their receiving of the comparison result. Storing the data in the database or a lead management device, such that the data is updated.
    Type: Application
    Filed: March 2, 2011
    Publication date: June 23, 2011
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Allison M. Romano, Dan Cheung Tat Chan
  • Spend diagnostics and lead management
    Patent number: 7913901
    Abstract: A method and system are used to optimize utilization of a transaction card by a card member. The system and method including generating a first data set based on data stored in a database representing industries of the card members. Generating a second data set representing an average amount charged to a transaction account by the card members in each respective one of the industries based on the first data set. Comparing the average amount charged from the first generating step to an actual amount charged by each individual one of the card members in a respective one of the industries. Communicating a result of the comparison to the card members. Receiving data from the card members based on their receiving of the comparison result. Storing the data in the database or a lead management device, such that the data is updated.
    Type: Grant
    Filed: December 7, 2006
    Date of Patent: March 29, 2011
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Allison M. Romano, Dan Cheung Tat Chan
  • Spend diagnostics and lead management
    Publication number: 20080140505
    Abstract: A method and system are used to optimize utilization of a transaction card by a card member. The system and method including generating a first data set based on data stored in a database representing industries of the card members. Generating a second data set representing an average amount charged to a transaction account by the card members in each respective one of the industries based on the first data set. Comparing the average amount charged from the first generating step to an actual amount charged by each individual one of the card members in a respective one of the industries. Communicating a result of the comparison to the card members. Receiving data from the card members based on their receiving of the comparison result. Storing the data in the database or a lead management device, such that the data is updated.
    Type: Application
    Filed: December 7, 2006
    Publication date: June 12, 2008
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Allison M. Romano, Dan Cheung Tat Chan