Abstract: An apparatus, method, and/or system for teaching the value of monetary coins including first, second, third, and fourth bases, each having a plurality of recesses, and first, second, third and fourth inserts, each having at least one protrusion for inserting into a corresponding recess of one or more of the first, second, third, and fourth bases. The first, second, third, and fourth bases may be provided in one kit or as part of one overall apparatus, wherein the first base has only one hundred recesses, the second base has only twenty-five recesses, the third base has only ten recesses, and the fourth base has only five recesses. The first, second, third, and fourth inserts may be configured to cover twenty-five, ten, five, and one recesses, respectively to represent twenty five cents, ten cents, five cents, and one cent of a U.S. dollar.