Patents by Inventor Amber J. Grant

Amber J. Grant has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEMS AND METHODS FOR COMBINED PROCESSING OF DISPARATE RESOURCE TYPES
    Publication number: 20240320734
    Abstract: Systems, computer program products, and methods are described herein for combined processing of disparate resource types. The present disclosure is configured to receive user resource account data for one or more disparate accounts; generate a consolidated resource accrual account for the one or more disparate accounts; calculate a conversion rate of resource denominations for each of the one or more disparate accounts to a common resource point value; generate a total resource point value for the one or more disparate accounts; transmit instructions to user device to display an account landing page including the total resource point value; update the account landing page based on additional user resource account data; organize user resource account data and additional user resource account data based on disparate account source; and display an itemized resource point value breakdown via the account landing page.
    Type: Application
    Filed: March 20, 2024
    Publication date: September 26, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: John Allen Sellers, Milton Antonio Jackson, Amber J. Grant, Kelly Baker, Kriscinda M. Hefney
  • Instant activation digital payment system with seamless digital wallet integration
    Patent number: 12079800
    Abstract: Aspects of the disclosure relate to high-security digital payment systems with instant activation. The systems may include multiple stages of authorization. The multiple stages of authorization may include increasing thresholds of criteria. The system may also include multiple payment instruments with seamless digital wallet integration.
    Type: Grant
    Filed: November 23, 2021
    Date of Patent: September 3, 2024
    Assignee: Bank of America Corporation
    Inventors: Ritesh R. Kini, Amber J. Grant, Pankaj Shrivastava, Michael E. Gould, Rajaram R. Kasarla, Carolyn A. Smith, David B. Washam, Amar Nath Reddy Atla
  • INSTANT ACTIVATION DIGITAL PAYMENT SYSTEM WITH SEAMLESS DIGITAL WALLET INTEGRATION
    Publication number: 20220092581
    Abstract: Aspects of the disclosure relate to high-security digital payment systems with instant activation. The systems may include multiple stages of authorization. The multiple stages of authorization may include increasing thresholds of criteria. The system may also include multiple payment instruments with seamless digital wallet integration.
    Type: Application
    Filed: November 23, 2021
    Publication date: March 24, 2022
    Inventors: Ritesh R. Kini, Amber J. Grant, Pankaj Shrivastava, Michael E. Gould, Rajaram R. Kasarla, Carolyn A. Smith, David B. Washam
  • Instant activation digital payment system with seamless digital wallet integration
    Patent number: 11244303
    Abstract: Aspects of the disclosure relate to high-security digital payment systems with instant activation. The systems may include multiple stages of authorization. The multiple stages of authorization may include increasing thresholds of criteria. The system may also include multiple payment instruments with seamless digital wallet integration.
    Type: Grant
    Filed: November 20, 2018
    Date of Patent: February 8, 2022
    Assignee: Bank of America Corporation
    Inventors: Ritesh R. Kini, Amber J. Grant, Pankaj Shrivastava, Michael E. Gould, Rajaram R. Kasarla, Carolyn A. Smith, David B. Washam
  • INSTANT ACTIVATION DIGITAL PAYMENT SYSTEM WITH SEAMLESS DIGITAL WALLET INTEGRATION
    Publication number: 20200104832
    Abstract: Aspects of the disclosure relate to high-security digital payment systems with instant activation. The systems may include multiple stages of authorization. The multiple stages of authorization may include increasing thresholds of criteria. The system may also include multiple payment instruments with seamless digital wallet integration.
    Type: Application
    Filed: November 20, 2018
    Publication date: April 2, 2020
    Inventors: Ritesh R. Kini, Amber J. Grant, Pankaj Shrivastava, Michael E. Gould, Rajaram R. Kasarla, Carolyn A. Smith, David B. Washam