Abstract: A system and method are disclosed for rapidly exchange accident related information. Data locator codes representing people and respective vehicles the people are insured to drive are generated and stored by central server. Software is installed on mobile devices that interface with the central server, and the software is configured with at least one of the data locator codes. A notification regarding an accident event involving two parties is received via the software. The central server receives accident information, which may include a data locator code the other driver, as well as images, voice messages or text information representing the accident. The central server uses the information to contact respective insurers of the parties, processes the data, and the parties can depart the scene without a need for police or other emergency care personnel.