Abstract: A system for facilitating virtual-to-physical secure remote payment to a physical location is described.

Abstract: A system for facilitating virtual-to-physical secure remote payment to a physical location is described.

Abstract: A system for facilitating payment and non-payment transactions between a computing device that lacks an activated payment application and a merchant is described. In an embodiment, a transaction bridge server receives, from a merchant server, transaction information for a particular transaction between a user and a merchant. The transaction bridge server generates a URL representing the particular transaction, sends the URL to the merchant server, and receives, from a web browser of a computing device, an indication of an interaction between the computing device and a touchpoint comprising the URL, the indication comprising a request to access the URL. The transaction bridge server generates a display page customized for the user, the display page comprising the transaction information, sends the display page to the web browser of the computing device, receives an acceptance of the particular transaction, and initiates the particular transaction.

Abstract: A system for facilitating virtual-to-physical secure remote payment to a physical location is described.

Abstract: A system for facilitating payment and non-payment transactions between a computing device that lacks an activated payment application and a merchant is described. In an embodiment, a transaction bridge server receives, from a merchant server, transaction information for a particular transaction between a user and a merchant. The transaction bridge server generates a URL representing the particular transaction, sends the URL to the merchant server, and receives, from a web browser of a computing device, an indication of an interaction between the computing device and a touchpoint comprising the URL, the indication comprising a request to access the URL. The transaction bridge server generates a display page customized for the user, the display page comprising the transaction information, sends the display page to the web browser of the computing device, receives an acceptance of the particular transaction, and initiates the particular transaction.

Abstract: Methods and systems for providing a universal, global, virtual wallet to merchant payment system adapter are provided. The present disclosure provides the physical and logical infrastructure to provide a universal interface between any type of payment or money transfer system and any payment acceptance system, and specifically bridges the gap between “wallets”, i.e., systems that transfer funds between users but can't be used with traditional card payment acceptance systems, and traditional card payment acceptance systems such as debit, credit, and prepaid cards, which may be a physical card that can be swiped, chip inserted, or NFC tapped. According to one aspect, a third-party server coordinates a transfer of funds from a user's wallet account directly to a merchant's debit card, which the merchant swipes at the POS terminal to complete the desired transaction.

Abstract: The present disclosure is directed to a system and method for wirelessly communicating Radio Frequency (RF) signals. In some implementations, a microSD payment system includes an antenna element and a card element. The antenna element affixes to a surface of a mobile device and includes antenna for wireless communicating RF signals with retail terminals and a connection to a microSD card element. The card element includes a shape and dimensions approximately equal to a standard microSD card and wirelessly executes transactions with the retail terminals using the antenna of the antenna element.

Abstract: The present disclosure is directed to a system and method for wirelessly communicating Radio Frequency (RF) signals. In some implementations, a microSD payment system includes an antenna element and a card element. The antenna element affixes to a surface of a mobile device and includes antenna for wireless communicating RF signals with retail terminals and a connection to a microSD card element. The card element includes a shape and dimensions approximately equal to a standard microSD card and wirelessly executes transactions with the retail terminals using the antenna of the antenna element.