Abstract: Embodiments of the present invention relate to systems, methods and computer program products for processing transaction information associated with a mobile banking transaction. In some embodiments, a method includes: (a) receiving transaction information associated with a mobile banking transaction, where the mobile banking transaction is performed using a mobile device; (b) determining, based at least partially on the transaction information, that the mobile device is positioned at a particular location during the transaction; (c) determining, using a processor, that the particular location is associated with a virtual ATM; (d) designating the transaction for processing in accordance with one or more rules associated with the virtual ATM; and/or (e) processing the transaction based at least partially on the transaction information and in accordance with one or more rules associated with the virtual ATM. In some of these embodiments, the mobile banking transaction is a mobile deposit transaction.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for determining whether an account is eligible to participate in a banking service. In some embodiments, a method includes: (a) receiving information associated with an account; (b) determining, based at least partially on the information, that the account is eligible to participate in a banking service; and (c) presenting, in an electronic banking environment accessible to a holder of the account, an identifier associated with the banking service, where the presenting is based at least partially on the determining that the account is eligible. In some embodiments, the method further includes activating the banking service for the account. In some embodiments, the identifier is embodied as an input feature that enables the holder to enroll in the banking service. In other embodiments, the identifier is embodied as an input feature that enables the holder to use the banking service.