Patents by Inventor Ammar MUHAMMAD

Ammar MUHAMMAD has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250005586
    Abstract: Various methods, apparatuses/systems, and media for cancelling online subscription are disclosed. A processor grants an access to a customer's card subscription payment details data received from a database to a mobile operating system embedded within a mobile device of a customer The processor calls a first API to retrieve and display a list of merchants with active subscriptions tied to the customer's card to cancel a corresponding active subscription; and calls a second API to allow cancellation of the corresponding active subscription. The processor receives an input via the GUI to select a merchant associated with the corresponding active subscription the customer wants to cancel; and cancels the corresponding active subscription associated with the selected merchant.
    Type: Application
    Filed: June 21, 2024
    Publication date: January 2, 2025
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Ammar MUHAMMAD, Reetu Raj BOK, Alisa HERMANN, Jonathan ROSNER
  • Publication number: 20230410063
    Abstract: Systems and methods for using token application programming interfaces are disclosed. According to an embodiment, a method for using token programming interfaces may include: (1) receiving, at an eligibility application programming interface (API), a token or a Digital Primary Account Number (DPAN) for a financial instrument from a merchant or a payment facilitator backend; (2) calling, by the eligibility API, a Funding Primary Account Number (FPAN) lookup API with the token or DPAN; (3) receiving, by the eligibility API, the FPAN for the token or DPAN from the FPAN lookup API; (4) generating, by the eligibility API, an issuer reference identifier for the FPAN; (5) storing, by the eligibility API, a mapping between the FPAN and the issuer reference identifier; and (6) communicating, by the eligibility API and via the eligibility API, the issuer reference identifier to the merchant or the payment facilitator backend.
    Type: Application
    Filed: August 24, 2023
    Publication date: December 21, 2023
    Inventors: June M LEONARDI, Ammar MUHAMMAD, Russ TYNDALE, Rahul SINHA, Jonathan ROSNER
  • Patent number: 11783304
    Abstract: Systems and methods for using token application programming interfaces are disclosed. According to an embodiment, a method for using token programming interfaces may include: (1) receiving, at an eligibility application programming interface (API), a token or a Digital Primary Account Number (DPAN) for a financial instrument from a merchant or a payment facilitator backend; (2) calling, by the eligibility API, a Funding Primary Account Number (FPAN) lookup API with the token or DPAN; (3) receiving, by the eligibility API, the FPAN for the token or DPAN from the FPAN lookup API; (4) generating, by the eligibility API, an issuer reference identifier for the FPAN; (5) storing, by the eligibility API, a mapping between the FPAN and the issuer reference identifier; and (6) communicating, by the eligibility API and via the eligibility API, the issuer reference identifier to the merchant or the payment facilitator backend.
    Type: Grant
    Filed: September 1, 2021
    Date of Patent: October 10, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: June M Leonardi, Ammar Muhammad, Russ Tyndale, Rahul Sinha, Jonathan Rosner
  • Publication number: 20230063947
    Abstract: Systems and methods for using token application programming interfaces are disclosed. According to an embodiment, a method for using token programming interfaces may include: (1) receiving, at an eligibility application programming interface (API), a token or a Digital Primary Account Number (DPAN) for a financial instrument from a merchant or a payment facilitator backend; (2) calling, by the eligibility API, a Funding Primary Account Number (FPAN) lookup API with the token or DPAN; (3) receiving, by the eligibility API, the FPAN for the token or DPAN from the FPAN lookup API; (4) generating, by the eligibility API, an issuer reference identifier for the FPAN; (5) storing, by the eligibility API, a mapping between the FPAN and the issuer reference identifier; and (6) communicating, by the eligibility API and via the eligibility API, the issuer reference identifier to the merchant or the payment facilitator backend.
    Type: Application
    Filed: September 1, 2021
    Publication date: March 2, 2023
    Inventors: June M. LEONARDI, Ammar MUHAMMAD, Russ TYNDALE, Rahul SINHA, Jonathan ROSNER