Patents by Inventor Amy Swift
Amy Swift has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 9073446Abstract: An electric vehicle charging system includes a housing, an electric vehicle supply circuit disposed within the housing and constructed and arranged to provide power to an electric vehicle from a power source, and a storage connector movably attached to the housing and configured to engage an electric vehicle charging connector. The storage connector may be configured to rotate between a first position to hold the charging connector to the housing and a second position for insertion/removal of the charging connector. The storage connector may be configured to engage a latch on the electric vehicle charging connector to hold the charging connector to the storage connector.Type: GrantFiled: December 21, 2011Date of Patent: July 7, 2015Assignee: Leviton Manufacturing Co., Inc.Inventors: Erwin F. Hani, Amy Swift
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Publication number: 20120091961Abstract: An electric vehicle charging system includes a housing, an electric vehicle supply circuit disposed within the housing and constructed and arranged to provide power to an electric vehicle from a power source, and a storage connector movably attached to the housing and configured to engage an electric vehicle charging connector. The storage connector may be configured to rotate between a first position to hold the charging connector to the housing and a second position for insertion/removal of the charging connector. The storage connector may be configured to engage a latch on the electric vehicle charging connector to hold the charging connector to the storage connector.Type: ApplicationFiled: December 21, 2011Publication date: April 19, 2012Applicant: LEVITON MANUFACTURING CO., INC.Inventors: Erwin F. Hani, Amy Swift
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Publication number: 20110169447Abstract: An electric vehicle charging system includes a portable housing having an integral holder to hold a connector for an electric vehicle supply circuit. An electric vehicle supply equipment enclosure includes an integral chamber to store all or part of a cord. A mounting bracket for an electric vehicle supply equipment enclosure covers an open portion of the enclosure. A method for facilitating use of an electric vehicle includes providing a prewiring kit for the electric vehicle. An electric vehicle supply equipment enclosure includes an integral disconnect switch. An electric vehicle supply circuit includes a grounding monitor circuit having automatic test functionality. Another electric vehicle supply circuit includes a contact monitor circuit to monitor the state of one or more of the contacts.Type: ApplicationFiled: January 11, 2010Publication date: July 14, 2011Applicant: LEVITON MANUFACTURING CO., INC.Inventors: Kenneth Brown, Carlos Ramirez, Manoj Karwa, Erwin F. Hani, Amy Swift
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Patent number: 7925576Abstract: The present invention includes transaction processing systems that process transactions from merchant systems designed to convert the presentation of a transponder device into electronic debits from a checking account. The transaction processing systems also can provide risk assessment, validation or user data and/or MICR data, and/or transaction guarantee services.Type: GrantFiled: June 26, 2002Date of Patent: April 12, 2011Assignees: First Data Corporation, The Western Union CompanyInventors: Amy Swift, Lisa Tidwell, Cassandra Mollett
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Patent number: 7636690Abstract: The present invention is directed to methods and apparatus for processing check data, such as data stored using magnetic indicia. In one embodiment, a check transaction processing system receives an indication that a first check transaction from a first payor failed to clear because at least a portion of first MICR or other account data associated with the first check transaction is incorrect. The check transaction processing system reads a personal identifier associated with the first payor, wherein the personal identifier was provided in association with the first check transaction. MICR data or other account data associated with a previously processed check transaction associated with the personal identifier is located.Type: GrantFiled: May 9, 2007Date of Patent: December 22, 2009Assignee: First Data CorporationInventors: Amy Swift, Waisum Mok
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Patent number: 7543736Abstract: The present invention includes a merchant system that recognizes virtually any payment device or technology that uses electronic check processing as a payment mechanism. For example, the merchant system associates presentation of the payment device with information used to electronically debit a checking account, such as MICR data, and submits the same to a transaction processor capable of settling electronic debit transactions.Type: GrantFiled: February 4, 2008Date of Patent: June 9, 2009Assignee: First Data CorporationInventors: Amy Swift, Lisa Tidwell, Cassandra Mollett
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Patent number: 7500599Abstract: Most financial transactions involving check deposits and cashing at automatic teller machines are often associated with high risk. Although conventional security measures for many automatic teller machines record financial transactions, the recorded events are typically viewed after suspicious or criminal activity has already occurred. Therefore, a financial institution may not know in advance whether requested financial transactions are of suspicious or fraudulent intent. The present teachings relate to a method of scoring customers prior to authorization in a manner so as to identify suspicious behavior or suspicious activity. The method also relates to marking suspicious individuals by storing related transaction information, such as biometric data, in a database for purposes of verifying identification information and scoring the validity of future financial transactions.Type: GrantFiled: July 16, 2007Date of Patent: March 10, 2009Assignee: First Data CorporationInventors: Amy Swift, Mark Wallin, Lance Pate
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Patent number: 7461775Abstract: The present invention is directed to methods and apparatus for processing check data, such as data stored using magnetic indicia. In one embodiment, a check transaction processing system receives an indication that a first check transaction from a first payor failed to clear because at least a portion of first MICR or other account data associated with the first check transaction is incorrect. The check transaction processing system reads a personal identifier associated with the first payor, wherein the personal identifier was provided in association with the first check transaction. MICR data or other account data associated with a previously processed check transaction associated with the personal identifier is located.Type: GrantFiled: May 9, 2007Date of Patent: December 9, 2008Assignee: First Data CorporationInventors: Amy Swift, Waisum Mok
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Patent number: 7386509Abstract: The present invention is related to methods and apparatus for locating information related to a check drafter. In one embodiment, a communication is received indicating that a first check drafted by a drafter failed to clear. The communication includes an identifier. A first database transaction record is located using the identifier as a search key. The first database transaction record includes transaction information related to the first check, the transaction information including at least a first separate drafter identifier. At least the first separate drafter identifier is read from the first database record, and at least a portion of the first separate drafter identifier is provided to a first recipient.Type: GrantFiled: January 25, 2002Date of Patent: June 10, 2008Assignee: Fisrt Date CorporationInventors: Amy Swift, Charles Rey Williams, Jr.
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Publication number: 20080116268Abstract: The present invention includes a merchant system that recognizes virtually any payment device or technology that uses electronic check processing as a payment mechanism. For example, the merchant system associates presentation of the payment device with information used to electronically debit a checking account, such as MICR data, and submits the same to a transaction processor capable of settling electronic debit transactions.Type: ApplicationFiled: February 4, 2008Publication date: May 22, 2008Applicants: First Data Corporation, The Western Union CompanyInventors: Amy Swift, Lisa Tidwell, Cassandra Mollett
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Patent number: 7350697Abstract: The present invention includes a merchant system that recognizes virtually any payment device or technology that uses electronic check processing as a payment mechanism. For example, the merchant system associates presentation of the payment device with information used to electronically debit a checking account, such as MICR data, and submits the same to a transaction processor capable of settling electronic debit transactions.Type: GrantFiled: August 11, 2006Date of Patent: April 1, 2008Assignees: First Data Corporation, Western UnionInventors: Amy Swift, Lisa Tidwell, Cassandra Mollett
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Publication number: 20080046368Abstract: Systems and methods are described for better assessing risk associated with cashing second-party checks and other negotiable instruments. The systems and methods make use of information about authenticating marks, such as watermarks, bar codes, insignia, background patterns, and the like, from a check in order to better assess the legitimacy and cashability of the check. In various embodiments, information about an authenticating mark may be compared to stored information about an expected configuration for the authenticating mark. In various embodiments, a gradated risk score may be generated based at least in part on the comparison. In various embodiments, the risk score may be combined with risk scores that are descriptive of other aspects of a check cashing transaction to calculate a risk score for the transaction as a whole. In some embodiments, the transaction risk score may be used to generate an accept/decline recommendation for the transaction.Type: ApplicationFiled: October 26, 2007Publication date: February 21, 2008Applicant: FIRST DATA CORPORATIONInventors: Lisa Tidwell, Amy Swift, Cassandra Mollett, Mark Wallin, Lance Pate, Charles Williams
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Publication number: 20080011824Abstract: Most financial transactions involving check deposits and cashing at automatic teller machines are often associated with high risk. Although conventional security measures for many automatic teller machines record financial transactions, the recorded events are typically viewed after suspicious or criminal activity has already occurred. Therefore, a financial institution may not know in advance whether requested financial transactions are of suspicious or fraudulent intent. The present teachings relate to a method of scoring customers prior to authorization in a manner so as to identify suspicious behavior or suspicious activity. The method also relates to marking suspicious individuals by storing related transaction information, such as biometric data, in a database for purposes of verifying identification information and scoring the validity of future financial transactions.Type: ApplicationFiled: July 16, 2007Publication date: January 17, 2008Applicant: FIRST DATA CORPORATIONInventors: Amy Swift, Mark Wallin, Lance Pate
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Publication number: 20070217669Abstract: The present invention is directed to methods and apparatus for processing check data, such as data stored using magnetic indicia. In one embodiment, a check transaction processing system receives an indication that a first check transaction from a first payor failed to clear because at least a portion of first MICR or other account data associated with the first check transaction is incorrect. The check transaction processing system reads a personal identifier associated with the first payor, wherein the personal identifier was provided in association with the first check transaction. MICR data or other account data associated with a previously processed check transaction associated with the personal identifier is located.Type: ApplicationFiled: May 9, 2007Publication date: September 20, 2007Applicant: First Data CorporationInventors: Amy Swift, Waisum Mok
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Publication number: 20070215691Abstract: The present invention is directed to methods and apparatus for processing check data, such as data stored using magnetic indicia. In one embodiment, a check transaction processing system receives an indication that a first check transaction from a first payor failed to clear because at least a portion of first MICR or other account data associated with the first check transaction is incorrect. The check transaction processing system reads a personal identifier associated with the first payor, wherein the personal identifier was provided in association with the first check transaction. MICR data or other account data associated with a previously processed check transaction associated with the personal identifier is located.Type: ApplicationFiled: May 9, 2007Publication date: September 20, 2007Applicant: First Data CorporationInventors: Amy Swift, Waisum Mok
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Patent number: 7246740Abstract: Most financial transactions involving check deposits and cashing at automatic teller machines are often associated with high risk. Although conventional security measures for many automatic teller machines record financial transactions, the recorded events are typically viewed after suspicious or criminal activity has already occurred. Therefore, a financial institution may not know in advance whether requested financial transactions are of suspicious or fraudulent intent. The present teachings relate to a method of scoring customers prior to authorization in a manner so as to identify suspicious behavior or suspicious activity. The method also relates to marking suspicious individuals by storing related transaction information, such as biometric data, in a database for purposes of verifying identification information and scoring the validity of future financial transactions.Type: GrantFiled: March 31, 2004Date of Patent: July 24, 2007Assignee: First Data CorporationInventors: Amy Swift, Mark Wallin, Lance Pate
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Publication number: 20060273165Abstract: The present invention includes a merchant system that recognizes virtually any payment device or technology that uses electronic check processing as a payment mechanism. For example, the merchant system associates presentation of the payment device with information used to electronically debit a checking account, such as MICR data, and submits the same to a transaction processor capable of settling electronic debit transactions.Type: ApplicationFiled: August 11, 2006Publication date: December 7, 2006Inventors: Amy Swift, Lisa Tidwell, Cassandra Mollett
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Patent number: 7131571Abstract: The present invention includes a merchant system that recognizes virtually any payment device or technology that uses electronic check processing as a payment mechanism. For example, the merchant system associates presentation of the payment device with information used to electronically debit a checking account, such as MICR data, and submits the same to a transaction processor capable of settling electronic debit transactions.Type: GrantFiled: June 26, 2002Date of Patent: November 7, 2006Assignee: First Data CorporationInventors: Amy Swift, Lisa Tidwell, Cassandra Mollett
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Publication number: 20050125337Abstract: Systems and methods are described for building, maintaining, and using a repository of information about payors of second-party checks presented at a check-cashing entity for cashing. In various embodiments, the repository comprises stored information useful for determining the location of a payor of a second-party check. In one embodiment, information from the check that identifies an account on which the check is drawn, such as magnetic ink character recognition (MICR) line information from a paycheck, is used to access a repository of employer location information. In one embodiment, the payor location information is used to determine a proximity between the payor location and the check cashing entity location. In one embodiment, when a check is presented for which stored payor location information is not available, identifying information about the payor and/or the payor location is requested and is added to the repository.Type: ApplicationFiled: December 9, 2003Publication date: June 9, 2005Inventors: Lisa Tidwell, Amy Swift, Cassandra Mollett, Mark Wallin, Lance Pate, Charles Williams
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Publication number: 20050125351Abstract: Systems and methods are described for better assessing risk associated with cashing second-party checks and other negotiable instruments. The systems and methods make use of information about authenticating marks, such as watermarks, bar codes, insignia, background patterns, and the like, from a check in order to better assess the legitimacy and cashability of the check. In various embodiments, information about an authenticating mark may be compared to stored information about an expected configuration for the authenticating mark. In various embodiments, a gradated risk score may be generated, based at least in part on the comparison. In various embodiments, the risk score may be combined with risk scores that are descriptive of other aspects of a check cashing transaction to calculate a risk score for the transaction as a whole. In some embodiments, the transaction risk score may be used to generate an accept/decline recommendation for the transaction.Type: ApplicationFiled: December 9, 2003Publication date: June 9, 2005Inventors: Lisa Tidwell, Amy Swift, Cassandra Mollett, Mark Wallin, Lance Pate, Charles Williams