Abstract: Systems and methods are described whereby credit card customers can receive predictable rewards that serve as incentives to manage their credit card debt payments wisely. In particular, credit card holders receive rewards when making several consecutive timely payments. Cardholders also receive rewards when, in a given timeframe, they make some predetermined number of payments above the amount of the minimum payment due. The rewards may be processed in any of several ways chosen by the customer. The rewards' value may be arbitrary (dynamic or static), or based on account variables, such as the amount of interest due on the credit card account.

Abstract: A computer network-based customer acquisition server and method of selecting preferred products includes using a neural network-based decision engine that automatically generate queries and select preferred products as a function of responses to the queries.

Abstract: A computer network-based customer acquisition server and method of selecting preferred products includes using a neural network-based decision engine that automatically generate queries and select preferred products as a function of responses to the queries.

Abstract: A method of acquiring customers via a computer network includes receiving user input relating to a desired product. Then, a preferred product(s) is automatically determined from a plurality of products as a function of the user input. After the user performs an activity with a vendor, a payment is received from the vendor.