Patents by Inventor Andrea Lee Rhoades

Andrea Lee Rhoades has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11948202
    Abstract: The present disclosure generally relates to systems and methods for generating data representative of an individual's insurance risk based on actual driving behaviors and driving environment. The systems and methods may include collecting data from personal electronic device sensors, vehicle sensors, driver inputs, environment sensors and interactions of the vehicle, the driver and the environment. The systems and methods may further include analyzing the data to generate data representative of an individual insurance risk. The systems and methods may further include presenting the data representative of the individual insurance risk to an individual.
    Type: Grant
    Filed: November 23, 2021
    Date of Patent: April 2, 2024
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Todd Binion, Andrea Lee Rhoades
  • Publication number: 20240078571
    Abstract: Methods and systems for analyzing vehicle operation data associated with a temporary or periodic usage of a vehicle by a driver. In aspects, the vehicle operation data may be analyzed to assess a performance of the driver during operation of the vehicle. Based on the performance of the driver, the driver may qualify for a reward.
    Type: Application
    Filed: October 31, 2023
    Publication date: March 7, 2024
    Inventors: Kerry Lynne Cote, Nicholas R. Baker, Mark E. Clauss, Todd Binion, Andrea Lee Rhoades, Steven J. Balbach, Brian Mark Fields, Kyle Pott
  • Publication number: 20230419428
    Abstract: Techniques are disclosed to display a dwelling's selling features on a mobile computing device as a user walks through a home. One or more transmitters may be positioned throughout a dwelling. When the mobile computing device is within a threshold range of a transmitter, the mobile computing device may send data identifying the transmitter to back end components. The back end components may correlate the identifying data with selling features associated with that dwelling location. The mobile computing device may receive this information from the one or more back end components and display the selling features. Other methods are also provided to trigger information to be displayed implementing geofences and near field communications (NFC). User feedback may be solicited and stored as part of a user profile, which may be used for marketing, advertising, to calculate homeowners insurance premium or home loan quotes, handle insurance claims, or other suitable purposes.
    Type: Application
    Filed: June 23, 2020
    Publication date: December 28, 2023
    Inventors: Joseph P. Harr, Andrea Lee Rhoades, Katherine Blaine Carragher, Shawn M. Call, Bryan R. Nussbaum
  • Patent number: 11810139
    Abstract: Methods and systems for analyzing vehicle operation data associated with a temporary or periodic usage of a vehicle by a driver. In aspects, the vehicle operation data may be analyzed to assess a performance of the driver during operation of the vehicle. Based on the performance of the driver, the driver may qualify for a reward.
    Type: Grant
    Filed: March 10, 2022
    Date of Patent: November 7, 2023
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Kerry Cote, Nicholas R. Baker, Mark E. Clauss, Todd Binion, Andrea Lee Rhoades, Steven J. Balbach, Brian Mark Fields, Kyle Pott
  • Publication number: 20220198497
    Abstract: Methods and systems for analyzing vehicle operation data associated with a temporary or periodic usage of a vehicle by a driver. In aspects, the vehicle operation data may be analyzed to assess a performance of the driver during operation of the vehicle. Based on the performance of the driver, the driver may qualify for a reward.
    Type: Application
    Filed: March 10, 2022
    Publication date: June 23, 2022
    Inventors: Kerry Cote, Nicholas R. Baker, Mark E. Clauss, Todd Binion, Andrea Lee Rhoades, Steven J. Balbach, Brian Mark Fields, Kyle Pott
  • Patent number: 11301890
    Abstract: Methods and systems for analyzing vehicle operation data associated with a temporary or periodic usage of a vehicle by a driver. In aspects, the driver may associate with an electronic device within the vehicle that may record or collect the vehicle operation data. After the vehicle operation has concluded, the vehicle operation data may be analyzed to assess a performance of the driver during operation of the vehicle, whereby the performance may be influenced by positive or negative driving events. Based on the performance of the driver, a profile or account of the user may be processed accordingly such that the user may be incentivized to modify certain driving behaviors.
    Type: Grant
    Filed: September 30, 2020
    Date of Patent: April 12, 2022
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Kerry Cote, Nicholas R. Baker, Mark E. Clauss, Todd Binion, Andrea Lee Rhoades, Steve J. Balbach, Brian Mark Fields, Kyle Pott
  • Publication number: 20220084131
    Abstract: The present disclosure generally relates to systems and methods for generating data representative of an individual's insurance risk based on actual driving behaviors and driving environment. The systems and methods may include collecting data from personal electronic device sensors, vehicle sensors, driver inputs, environment sensors and interactions of the vehicle, the driver and the environment. The systems and methods may further include analyzing the data to generate data representative of an individual insurance risk. The systems and methods may further include presenting the data representative of the individual insurance risk to an individual.
    Type: Application
    Filed: November 23, 2021
    Publication date: March 17, 2022
    Inventors: Todd Binion, Andrea Lee Rhoades
  • Publication number: 20220067765
    Abstract: Methods and systems for analyzing vehicle operation data associated with a temporary or periodic usage of a vehicle by a driver. In aspects, the driver may associate with an electronic device within the vehicle that may record or collect the vehicle operation data. After the vehicle operation has concluded, the vehicle operation data may be analyzed to assess a performance of the driver during operation of the vehicle, whereby the performance may be influenced by positive or negative driving events. Based on the performance of the driver, a profile or account of the user may be processed accordingly such that the user may be incentivized to modify certain driving behaviors.
    Type: Application
    Filed: September 30, 2020
    Publication date: March 3, 2022
    Inventors: Kerry Cote, Nicholas R. Baker, Mark E. Clauss, Todd Binion, Andrea Lee Rhoades, Steve J. Balbach, Brian Mark Fields, Kyle Pott
  • Patent number: 11210740
    Abstract: The present disclosure generally relates to systems and methods for generating data representative of an individual's insurance risk based on actual driving behaviors and driving environment. The systems and methods may include collecting data from personal electronic device sensors, vehicle sensors, driver inputs, environment sensors and interactions of the vehicle, the driver and the environment. The systems and methods may further include analyzing the data to generate data representative of an individual insurance risk. The systems and methods may further include presenting the data representative of the individual insurance risk to an individual.
    Type: Grant
    Filed: October 8, 2018
    Date of Patent: December 28, 2021
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Todd Binion, Andrea Lee Rhoades
  • Patent number: 10832270
    Abstract: Methods and systems for analyzing vehicle operation data associated with a temporary or periodic usage of a vehicle by a driver. In aspects, the driver may associate with an electronic device within the vehicle that may record or collect the vehicle operation data. After the vehicle operation has concluded, the vehicle operation data may be analyzed to assess a performance of the driver during operation of the vehicle, whereby the performance may be influenced by positive or negative driving events. Based on the performance of the driver, a profile or account of the user may be processed accordingly such that the user may be incentivized to modify certain driving behaviors.
    Type: Grant
    Filed: April 30, 2018
    Date of Patent: November 10, 2020
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Kerry Cote, Nicholas R. Baker, Mark E. Clauss, Todd Binion, Andrea Lee Rhoades, Steven J. Balbach, Brian Mark Fields, Kyle Pott
  • Patent number: 10366370
    Abstract: Methods and systems for retrieving and compiling vehicle information from a variety of sources, and assessing circumstances or events based upon the vehicle information. A central entity, such as an insurance provider, may receive the vehicle information and avail information related to a plurality of vehicles to vehicle owners or operators in a single source dashboard. The central entity may assess the vehicle circumstances to determine whether to notify the individuals of an event, such as a vehicle recall or upcoming maintenance, and then generate notifications and communicate the notifications to the individuals. The notifications may enable the individuals to take maintenance, repair, update, and/or other actions to manage the circumstances and potentially avoid situations that may cause unnecessary financial commitments or vehicle damage.
    Type: Grant
    Filed: August 4, 2014
    Date of Patent: July 30, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Todd Binion, Andrea Lee Rhoades, Steven C. Cielocha, Jessica Shull, Brian Mark Fields, Wayne Louis Cecil, Steven Schmidt, Ronny S. Bryant, Ed Weidmann, Gregory Hayward, Stacey Gorsuch, John Anthony Argenziano, Carol Marie Csanda, Catherine Sue Schwamberger, Courtney Clarke, Christina P. Mullen
  • Patent number: 10127570
    Abstract: Methods and systems for analyzing vehicle operation data associated with a temporary or periodic usage of a vehicle by a driver. In aspects, the driver may associate with an electronic device within the vehicle that may record or collect the vehicle operation data. After the vehicle operation has concluded, the vehicle operation data may be analyzed to assess a performance of the driver during operation of the vehicle, whereby the performance may be influenced by positive or negative driving events. Based on the performance of the driver, a profile or account of the user may be processed accordingly such that the user may be incentivized to modify certain driving behaviors.
    Type: Grant
    Filed: November 30, 2015
    Date of Patent: November 13, 2018
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Kerry Cote, Nicholas R. Baker, Mark E. Clauss, Todd Binion, Andrea Lee Rhoades, Steven J. Balbach, Brian Mark Fields, Kyle Pott
  • Patent number: 10115164
    Abstract: The present disclosure generally relates to systems and methods for generating data representative of an individual's insurance risk based on actual driving behaviors and driving environment. The systems and methods may include collecting data from personal electronic device sensors, vehicle sensors, driver inputs, environment sensors and interactions of the vehicle, the driver and the environment. The systems and methods may further include analyzing the data to generate data representative of an individual insurance risk. The systems and methods may further include presenting the data representative of the individual insurance risk to an individual.
    Type: Grant
    Filed: October 6, 2014
    Date of Patent: October 30, 2018
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Todd Binion, Andrea Lee Rhoades
  • Patent number: 10013697
    Abstract: Methods and systems for analyzing vehicle operation data associated with a temporary or periodic usage of a vehicle by a driver. In aspects, the driver may associate with an electronic device within the vehicle that may record or collect the vehicle operation data. After the vehicle operation has concluded, the vehicle operation data may be analyzed to assess a performance of the driver during operation of the vehicle, whereby the performance may be influenced by positive or negative driving events. Based on the performance of the driver, a profile or account of the user may be processed accordingly such that the user may be incentivized to modify certain driving behaviors.
    Type: Grant
    Filed: September 2, 2015
    Date of Patent: July 3, 2018
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Kerry Cote, Nicholas R. Baker, Mark E. Clauss, Todd Binion, Andrea Lee Rhoades, Steven J. Balbach, Brian Mark Fields, Kyle Pott