Abstract: An enterprise transaction system comprises a communication network accessible using an automation goods and services charge card. The card enables customers to purchase automation-related goods and virtual services from the enterprise. The enterprise comprises business units, each unit providing automation goods and/or services. The customer can access each and every business unit in the enterprise by entering the enterprise transaction system with a personalized goods and services charge card. The card is assigned a unique card number and a personal identification number for each customer. The card is loaded with currency-neutral credits and the transaction system can internally support a wide selection of denominations applicable to internationally recognized countries. The system is capable of settling accounts automatically via the network by decrementing credits on the customer's card corresponding to a purchase and reconciling the same with the customer's bank account.