Patents by Inventor Andres Polo

Andres Polo has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • DIGITAL CONCIERGE APPLICATION
    Publication number: 20200019993
    Abstract: Embodiments of the invention are directed to methods, systems, and apparatuses for providing digital concierge services through a portable electronic device. The digital concierge may be provided through an application installed on a portable electronic device that is configured to contact a concierge service, provide filtered and relevant offers including promotions and accountholder benefits, and provide ATM location services for users as they travel. One embodiment of the present invention is directed to a method comprising determining a location of a portable electronic device, receiving concierge data associated with the user, filtering, by a processor, a plurality of offers according to the location of the portable electronic device and the concierge data associated with the user, and presenting filtered offers to a user. Some embodiments may further filter the plurality of offers according to an issuer associated with the user of the portable electronic device.
    Type: Application
    Filed: September 25, 2019
    Publication date: January 16, 2020
    Inventor: Andres Polo
  • Digital concierge application
    Patent number: 10460350
    Abstract: Embodiments of the invention are directed to methods, systems, and apparatuses for providing digital concierge services through a portable electronic device. The digital concierge may be provided through an application installed on a portable electronic device that is configured to contact a concierge service, provide filtered and relevant offers including promotions and accountholder benefits, and provide ATM location services for users as they travel. One embodiment of the present invention is directed to a method comprising determining a location of a portable electronic device, receiving concierge data associated with the user, filtering, by a processor, a plurality of offers according to the location of the portable electronic device and the concierge data associated with the user, and presenting filtered offers to a user. Some embodiments may further filter the plurality of offers according to an issuer associated with the user of the portable electronic device.
    Type: Grant
    Filed: December 31, 2012
    Date of Patent: October 29, 2019
    Assignee: Visa International Service Association
    Inventor: Andres Polo
  • DIGITAL CONCIERGE APPLICATION
    Publication number: 20130173390
    Abstract: Embodiments of the invention are directed to methods, systems, and apparatuses for providing digital concierge services through a portable electronic device. The digital concierge may be provided through an application installed on a portable electronic device that is configured to contact a concierge service, provide filtered and relevant offers including promotions and accountholder benefits, and provide ATM location services for users as they travel. One embodiment of the present invention is directed to a method comprising determining a location of a portable electronic device, receiving concierge data associated with the user, filtering, by a processor, a plurality of offers according to the location of the portable electronic device and the concierge data associated with the user, and presenting filtered offers to a user. Some embodiments may further filter the plurality of offers according to an issuer associated with the user of the portable electronic device.
    Type: Application
    Filed: December 31, 2012
    Publication date: July 4, 2013
    Inventor: Andres Polo