Patents by Inventor Andrew Baram

Andrew Baram has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8429080
    Abstract: Systems and methods for reordering checks for a plurality of accounts of a financial institution. For each of the plurality of accounts, an order for a first quantity of checks for the account may be generated. The order may comprise an account number and contact information. For each of the plurality of accounts, a portion of the first quantity of checks for the account that has been processed may be monitored. Also, an indication of a threshold quantity of checks may be received. Further, it may be determined when the portion of the first quantity of checks that has been processed exceeds the threshold quantity of the first quantity of checks. For each of the plurality of accounts, when the portion of the first quantity of checks that has been processed exceeds the threshold quantity, an order for a second quantity of checks for the account may be generated.
    Type: Grant
    Filed: April 2, 2012
    Date of Patent: April 23, 2013
    Assignee: The PNC Financial Services Group, Inc.
    Inventor: Andrew Baram
  • Patent number: 8417639
    Abstract: Systems and methods for automatically reordering checks for a plurality of accounts utilizing checks. For each of the plurality of accounts, a number of checks written may be determined from a most recent check order. The number of checks written may comprise a number of checks cleared and a number of stop payment orders made. Also, for each of the plurality of accounts, a check usage rate for the account may be determined. The check usage rate may be proportional to a number of checks written per unit time. Additionally, for each of the plurality of accounts a time-to-exhaustion for the account may be determined considering the number of checks written and the check usage rate for the account. Also, for each of the plurality of accounts, when the time-to-exhaustion drops below a threshold, an order of new checks directed to a customer associated with the account may be initiated.
    Type: Grant
    Filed: April 2, 2012
    Date of Patent: April 9, 2013
    Assignee: The PNC Financial Services Group, Inc.
    Inventor: Andrew Baram
  • Patent number: 8150771
    Abstract: Various embodiments are directed to computer implemented methods of automatically reordering checks for an account utilizing checks. The methods may comprise determining a number of checks written on the account from a most recent check order. The number of checks written on the account from the most recent check order comprises a number of checks cleared on the account and a number of stop payment orders made on the account. The methods may also comprise determining a check usage rate, which may be proportional to a number of checks written on the account per unit time. The methods may additional comprise determining a time-to-exhaustion considering the number of checks written on the account and the check usage rate. Conditioned upon the time-to-exhaustion being below a predetermined threshold, an order of new checks directed to the customer may be initiated.
    Type: Grant
    Filed: December 1, 2008
    Date of Patent: April 3, 2012
    Assignee: The PNC Financial Services Group, Inc.
    Inventor: Andrew Baram
  • Patent number: 8150770
    Abstract: A method for reordering checks for a customer is disclosed. The method includes ordering a first quantity of checks for the customer, tracking usage of the first quantity of checks, and ordering a second quantity of checks for the customer when a predetermined quantity of the first quantity of checks has been processed.
    Type: Grant
    Filed: September 12, 2008
    Date of Patent: April 3, 2012
    Assignee: The PNC Financial Services Group, Inc.
    Inventor: Andrew Baram