Patents by Inventor Andrew Borovsky
Andrew Borovsky has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10885515Abstract: Apparatuses and methods for changing a financial account after initiating a payment using a proxy object, such as a proxy card, are disclosed. The proxy card is associated with multiple financial accounts, such as accounts associated with credit cards, debit cards, and pre-paid gift cards. A consumer presents the proxy card to a merchant to make a payment, and the merchant swipes the proxy card and processes the payment by sending transaction information to a financial system. A computer system associated with the financial system selects a payment account associated with the proxy card to use for the payment, and an authorization for the transaction is obtained. Later, the consumer is given a limited time within which he may change the financial account used for the payment, such as by using his mobile device to select a different account associated with the proxy card to use to obtain funds for the payment.Type: GrantFiled: October 15, 2018Date of Patent: January 5, 2021Inventors: Andrew Borovsky, Paul Aaron
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Patent number: 10692072Abstract: Apparatuses and methods for changing a financial account after initiating a payment using a proxy object, such as a proxy card, are disclosed. The proxy card is associated with multiple financial accounts, such as accounts associated with credit cards, debit cards, and pre-paid gift cards. A consumer presents the proxy card to a merchant to make a payment, and the merchant swipes the proxy card and processes the payment by sending transaction information to a financial system. A computer system associated with the financial system selects a payment account associated with the proxy card to use for the payment, and an authorization for the transaction is obtained. Later, the consumer is given a limited time within which he may change the financial account used for the payment, such as by using his mobile device to select a different account associated with the proxy card to use to obtain funds for the payment.Type: GrantFiled: December 4, 2017Date of Patent: June 23, 2020Assignee: Square, Inc.Inventors: Andrew Borovsky, Paul Aaron
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Patent number: 10614450Abstract: A technique for a proxy card to emulate each of a plurality of payment cards according to emulation rules associated with the payment card. The proxy card initially selects one of the plurality of payment cards for emulation based on one or more selection rules or a user instruction. Next, the proxy card emulates the selected payment card according to one or more emulation rule associated with the selected payment card, each relating to how emulation is performed with respect to time, location, business, or other factors.Type: GrantFiled: August 8, 2014Date of Patent: April 7, 2020Assignee: Squre, Inc.Inventors: Thomas Templeton, Alexey Kalinichenko, Andrew Borovsky, Paul Aaron, Jesse L. Dorogusker
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Patent number: 10430797Abstract: Disclosed herein are techniques for providing a digital receipt to a consumer upon tender of payment to a merchant through the use of a proxy payment card in a financial transaction. The proxy payment card can be associated with multiple financial accounts (e.g., accounts associated with credit cards, debit cards, or gift cards). The digital receipt is automatically received at a personal computing device of the consumer in response to the financial transaction being charged to a financial account associated with the proxy payment card. The digital receipt includes information indicative of the financial transaction. The digital receipt can also include one or more interactive components that allow the consumer to interact with the transaction (and/or merchant) subsequent to transmission of the receipt, such as adding a tip, providing feedback, redeeming a promotion reward, tracking loyalty reward points, or reviewing transaction records of past and present transactions.Type: GrantFiled: October 31, 2016Date of Patent: October 1, 2019Assignee: Square, Inc.Inventors: Andrew Borovsky, Paul Aaron
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Patent number: 10171720Abstract: An apparatus comprising: at least one processor; and at least one memory including computer program code, the at least one memory and the computer program code configured to, with the at least one processor, cause the apparatus to perform at least the following: receive a user input; and based on the user input, provide an open instance of a first camera control application on a first apparatus as a corresponding open instance of an at least related camera control application on a second apparatus.Type: GrantFiled: December 26, 2012Date of Patent: January 1, 2019Assignee: NOKIA TECHNOLOGIES OYInventors: Florin Cristian Lohan, John Martin, Andrew Borovsky, Graham Phillip Oldfield, Richard Michael Collin, Antero Taivalsaari, Lauri Paimen
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Publication number: 20180376049Abstract: An apparatus comprising: at least one processor; and at least one memory including computer program code, the at least one memory and the computer program code configured to, with the at least one processor, cause the apparatus to perform at least the following: receive a user input; and based on the user input, provide an open instance of a first camera control application on a first apparatus as a corresponding open instance of an at least related camera control application on a second apparatus.Type: ApplicationFiled: December 26, 2012Publication date: December 27, 2018Inventors: Florin Cristian Lohan, John Martin, Andrew Borovsky, Graham Phillip Oldfield, Richard Michael Collin, Antero Taivalsaari, Lauri Paimen
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Patent number: 9983771Abstract: An apparatus including at least one processor; and at least one memory including computer program code, the at least one memory and the computer program code configured to, with the at least one processor, cause the apparatus to perform at least the following: receive a user input; and based on the user input, provide an open instance of a first application on a first device as a corresponding open instance of at least a related application on a second device.Type: GrantFiled: December 28, 2011Date of Patent: May 29, 2018Assignee: Nokia Technologies OyInventors: John Martin, Andrew Borovsky, Graham Phillip Oldfield, Richard Michael Collin
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Patent number: 9836739Abstract: Apparatuses and methods for changing a financial account after initiating a payment using a proxy object, such as a proxy card, are disclosed. The proxy card is associated with multiple financial accounts, such as accounts associated with credit cards, debit cards, and pre-paid gift cards. A consumer presents the proxy card to a merchant to make a payment, and the merchant swipes the proxy card and processes the payment by sending transaction information to a financial system. A computer system associated with the financial system selects a payment account associated with the proxy card to use for the payment, and an authorization for the transaction is obtained. Later, the consumer is given a limited time within which he may change the financial account used for the payment, such as by using his mobile device to select a different account associated with the proxy card to use to obtain funds for the payment.Type: GrantFiled: February 19, 2014Date of Patent: December 5, 2017Assignee: SQUARE, INC.Inventors: Andrew Borovsky, Paul Aaron
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Patent number: 9830049Abstract: An apparatus, method, and computer program product are described that provide for the display of a visual transition between screens representing different interactive content to indicate to a user that the user is “leaving” (e.g., transitioning away) from one screen and is “entering” (e.g., transitioning to) another screen. In particular, a first graphical effect may be applied to a first screen and a second, different graphical effect may be applied to the second screen. The first graphical effect may be indicative of a transition from display of the first screen to non-display of the first screen, while the second graphical effect may be indicative of a transition from non-display of the second screen to display of the second screen. The combination of the first and second graphical effects may, thus, create for the user a visual transition from the first screen to the second screen.Type: GrantFiled: December 12, 2011Date of Patent: November 28, 2017Assignee: Nokia Technologies OyInventors: John Hillerich Martin, Andrew Borovsky
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Patent number: 9733827Abstract: Based on one or more characteristics of a received translation input, a computing device is switched between two or more states. The translation input may be a touch input, for example a drag operation. The states may relate to locked and unlocked states, idle screens, or other suitable examples.Type: GrantFiled: November 9, 2015Date of Patent: August 15, 2017Assignee: Nokia Technologies OyInventors: Andrew Borovsky, John Martin
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Patent number: 9619792Abstract: A method and apparatus for associating an account with a proxy card based on a photo are disclosed. The proxy card can be associated with account data from multiple other cards, such as account data from a driver's license and from various payment cards, such as a credit card, a debit card, and a pre-paid gift card. In some embodiments, a card-holder can associate an additional card with the proxy card by taking a photo of the face of the additional card using a mobile device. The mobile device analyzes the photo to obtain text representing account information that appears in the photo of the additional card. The mobile device associates the additional card with the proxy card by causing updating of stored association information, that represents an association between the card and the account data of the multiple cards, with the account information.Type: GrantFiled: March 25, 2014Date of Patent: April 11, 2017Assignee: Square, Inc.Inventors: Paul Aaron, Andrew Borovsky
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Patent number: 9542681Abstract: Disclosed herein are techniques for providing a digital receipt to a consumer upon tender of payment to a merchant through the use of a proxy payment card in a financial transaction. The proxy payment card can be associated with multiple financial accounts (e.g., accounts associated with credit cards, debit cards, or gift cards). The digital receipt is automatically received at a personal computing device of the consumer in response to the financial transaction being charged to a financial account associated with the proxy payment card. The digital receipt includes information indicative of the financial transaction. The digital receipt can also include one or more interactive components that allow the consumer to interact with the transaction (and/or merchant) subsequent to transmission of the receipt, such as adding a tip, providing feedback, redeeming a promotion reward, tracking loyalty reward points, or reviewing transaction records of past and present transactions.Type: GrantFiled: April 21, 2015Date of Patent: January 10, 2017Assignee: Square, Inc.Inventors: Andrew Borovsky, Paul Aaron
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Publication number: 20160062642Abstract: Based on one or more characteristics of a received translation input, a computing device is switched between two or more states. The translation input may be a touch input, for example a drag operation. The states may relate to locked and unlocked states, idle screens, or other suitable examples.Type: ApplicationFiled: November 9, 2015Publication date: March 3, 2016Inventors: Andrew Borovsky, John Martin
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Patent number: 9182906Abstract: Based on one or more characteristics of a received translation input, a computing device is switched between two or more states. The translation input may be a touch input, for example a drag operation. The states may relate to locked and unlocked states, idle screens, or other suitable examples.Type: GrantFiled: August 24, 2012Date of Patent: November 10, 2015Assignee: Nokia Technologies OyInventors: Andrew Borovsky, John Martin
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Patent number: 9064249Abstract: Disclosed herein are techniques for providing a digital receipt to a consumer upon tender of payment to a merchant through the use of a proxy payment card in a financial transaction. The proxy payment card can be associated with multiple financial accounts (e.g., accounts associated with credit cards, debit cards, or gift cards). The digital receipt is automatically received at a personal computing device of the consumer in response to the financial transaction being charged to a financial account associated with the proxy payment card. The digital receipt includes information indicative of the financial transaction. The digital receipt can also include one or more interactive components that allow the consumer to interact with the transaction (and/or merchant) subsequent to transmission of the receipt, such as adding a tip, providing feedback, redeeming a promotion reward, tracking loyalty reward points, or reviewing transaction records of past and present transactions.Type: GrantFiled: October 13, 2014Date of Patent: June 23, 2015Assignee: Square, Inc.Inventors: Andrew Borovsky, Paul Aaron
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Publication number: 20140375834Abstract: An apparatus comprising: at least one processor; and at least one memory including computer program code, the at least one memory and the computer program code configured to, with the at least one processor, cause the apparatus to perform at least the following: receive a user input; and based on the user input, provide an open instance of a first camera control application on a first apparatus as a corresponding open instance of an at least related camera control application on a second apparatus.Type: ApplicationFiled: December 26, 2012Publication date: December 25, 2014Inventors: Florin Cristian Lohan, John Martin, Andrew Borovsky, Graham Phillip Field, Richard Michael Collin, Antero Taivalsaari, Lauri Paimen
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Patent number: 8892462Abstract: Disclosed herein are techniques for providing a digital receipt to a consumer upon tender of payment to a merchant through the use of a proxy payment card in a financial transaction. The proxy payment card can be associated with multiple financial accounts (e.g., accounts associated with credit cards, debit cards, or gift cards). The digital receipt is automatically received at a personal computing device of the consumer in response to the financial transaction being charged to a financial account associated with the proxy payment card. The digital receipt includes information indicative of the financial transaction. The digital receipt can also include one or more interactive components that allow the consumer to interact with the transaction (and/or merchant) subsequent to transmission of the receipt, such as adding a tip, providing feedback, redeeming a promotion reward, tracking loyalty reward points, or reviewing transaction records of past and present transactions.Type: GrantFiled: February 4, 2014Date of Patent: November 18, 2014Assignee: Square, Inc.Inventors: Andrew Borovsky, Paul Aaron
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Patent number: 8854318Abstract: Based on one or more characteristics of a received translation input, a computing device is switched between two or more states. The translation input may be a touch input, for example a drag operation. The states may relate to locked and unlocked states, idle screens, or other suitable examples.Type: GrantFiled: September 1, 2010Date of Patent: October 7, 2014Assignee: Nokia CorporationInventors: Andrew Borovsky, John Martin
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Patent number: 8769424Abstract: Methods, systems, and apparatus, including computer program products, for user interface navigation. A method includes receiving first input indicating a first cursor navigation direction in a first visual area of a graphical user interface, the first visual area presenting one or more first content type indicators that are destinations for cursor navigation, selecting a next content type indicator based on the first cursor navigation direction and presenting a second visual area such that the next content type indicator is not visible but one or more other content type indicators are visible. The method includes presenting in the second visual area one or more content thumbnails that are destinations for cursor navigation in the second visual area, receiving second input indicating a second cursor navigation direction in the second visual area, and changing the second visual area to include a next content thumbnail based on the second cursor navigation direction.Type: GrantFiled: September 24, 2010Date of Patent: July 1, 2014Assignee: Adobe Systems IncorporatedInventors: Andrew Borovsky, Matthew Millar
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Publication number: 20140136986Abstract: An apparatus including at least one processor; and at least one memory including computer program code, the at least one memory and the computer program code configured to, with the at least one processor, cause the apparatus to perform at least the following: receive a user input; and based on the user input, provide an open instance of a first application on a first device as a corresponding open instance of at least a related application on a second device.Type: ApplicationFiled: December 28, 2011Publication date: May 15, 2014Applicant: NOKIA CORPORATIONInventors: John Martin, Andrew Borovsky, Graham Phillip Oldfield, Richard Michael Collin