Abstract: A database may be accessed to obtain data for a plurality of payment transactions. The plurality of payment transactions may be associated with at least one requestor and two or more providers. A first set of payment transactions are presented to the at least one requestor. The first set of payment transactions are selected from the plurality of payment transactions and aggregated based on having a first common provider selected from the two or more providers.

Abstract: A payment system includes a transaction identification system to identify a plurality of purchase transactions, established utilizing one or more transaction systems that impose a plurality of corresponding payment obligations on a particular user. An interface generator generates an aggregation interface that presents the plurality of purchase transactions to the first user. The plurality of purchase transactions are presented in conjunction with a payment option to initiate an automatic payment process with respect to at least a subset of the purchase transactions. A payment engine initiates the automatic payment process with respect to the first subset of plurality of purchase transactions upon election by the first user of the payment option.