Patents by Inventor ANDREW DONGHO KIM
ANDREW DONGHO KIM has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12072965Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.Type: GrantFiled: September 26, 2023Date of Patent: August 27, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Scott Anderson Sims, Sai Kishan Alapati, Jeffrey Brian Bashore, Michael Joseph Carroll, Brian H. Corr, Andrew DongHo Kim, Holly J. Martinez, Aron Megyeri, Ronnie Joe Morris, Jr., Elliot Piatetsky, Jennifer Quillen, Tracy R. Regehr, Dharmender Kumar Satija, Craig Douglas Widmann
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Patent number: 11962617Abstract: Embodiments of the invention are directed to a system, method, or computer program product for cross-channel network security with tiered adaptive mitigation operations. In this regard, the invention is structured for dynamic detection of security events associated with network devices and resources, and triggering real-time mitigation operations across a plurality of resource channels. The invention provides a novel method for employing activity data to construct and implement mitigation actions for de-escalating authorization tiers that are adapted to the specific attributes of the activity data, in order to prevent security exposure associated with the activity. Another aspect of the invention is directed to determining whether to continue the tiered adaptive mitigation actions and/or trigger a security proceed signal.Type: GrantFiled: March 3, 2021Date of Patent: April 16, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Michael Joseph Carroll, Jeffrey Brian Bashore, Joel Filliben, Andrew DongHo Kim, Akhilendra Reddy Kotha, Pavan Kumar Reddy Kotlo, Ronnie Joe Morris, Jr., Dharmender Kumar Satija, Michael Shih, Scott Anderson Sims, Craig D. Widmann
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Patent number: 11949686Abstract: Systems, computer program products, and methods are described herein for intrusion detection using resource activity analysis. The present invention is configured to receive, from a computing device of a user, an indication that the user has accessed a resource allocation portfolio of a customer; determine a geographic information of the user; retrieve a geographic information of the customer; determine that the geographic information of the user does not match the geographic information of the customer; determine an exposure level associated with the user access of the resource allocation portfolio of the customer; determine that the exposure level is greater than a predetermined threshold; and automatically trigger a transmission of a notification to a computing device of an administrator indicating that the exposure level associated with the user access of the resource allocation portfolio of the customer is greater than the predetermined threshold.Type: GrantFiled: March 7, 2023Date of Patent: April 2, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Scott Anderson Sims, Andrew DongHo Kim, Craig Douglas Widmann, Jeffrey Brian Bashore
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Patent number: 11895133Abstract: Embodiments of the present invention provide an innovative system, method, and computer program product for automated device activity analysis in both a forward and reverse fashion. A collaborative system for receiving data and continuously analyzing the data to determine emerging patterns associated with particular user devices is provided. The system is also designed to generate a historical query of user device touch points or interaction points with entity systems across multiple data vectors, and generate system alerts as patterns or potential issues are identified. Common characteristics of data may be used to detect patterns that are broadened in scope and used in a generative neural network approach.Type: GrantFiled: April 5, 2021Date of Patent: February 6, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Scott Anderson Sims, Jeffrey Brian Bashore, Michael Joseph Carroll, Christopher J. Cooley, Andrew DongHo Kim, Pavan Kumar Reddy Kotlo, Randy J. Nelson, Jennifer Quillen, Lizabeth Rosenberg, Dharmender Kumar Satija, James F. Stevens, Craig Douglas Widmann
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Publication number: 20240020370Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.Type: ApplicationFiled: September 26, 2023Publication date: January 18, 2024Applicant: BANK OF AMERICA CORPORATIONInventors: Scott Anderson Sims, Sai Kishan Alapati, Jeffrey Brian Bashore, Michael Joseph Carroll, Brian H. Corr, Andrew DongHo Kim, JR., Holly J. Martinez, Aron Megyeri, Ronnie Joe Morris, JR., Elliot Piatetsky, Jennifer Quillen, Tracy R. Regehr, Dharmender Kumar Satija, Craig Douglas Widmann
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Patent number: 11816198Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.Type: GrantFiled: April 6, 2021Date of Patent: November 14, 2023Assignee: BANK OF AMERICA CORPORATIONInventors: Scott Anderson Sims, Sai Kishan Alapati, Jeffrey Brian Bashore, Michael Joseph Carroll, Brian H. Corr, Andrew Dongho Kim, Holly J. Martinez, Aron Megyeri, Ronnie Joe Morris, Jr., Elliot Piatetsky, Jennifer Quillen, Tracy R. Regehr, Dharmender Kumar Satija, Craig Douglas Widmann
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Publication number: 20230208852Abstract: Systems, computer program products, and methods are described herein for intrusion detection using resource activity analysis. The present invention is configured to receive, from a computing device of a user, an indication that the user has accessed a resource allocation portfolio of a customer; determine a geographic information of the user; retrieve a geographic information of the customer; determine that the geographic information of the user does not match the geographic information of the customer; determine an exposure level associated with the user access of the resource allocation portfolio of the customer; determine that the exposure level is greater than a predetermined threshold; and automatically trigger a transmission of a notification to a computing device of an administrator indicating that the exposure level associated with the user access of the resource allocation portfolio of the customer is greater than the predetermined threshold.Type: ApplicationFiled: March 7, 2023Publication date: June 29, 2023Applicant: BANK OF AMERICA CORPORATIONInventors: Scott Anderson Sims, Andrew DongHo Kim, Craig Douglas Widmann, Jeffrey Brian Bashore
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Patent number: 11637838Abstract: Systems, computer program products, and methods are described herein for intrusion detection using resource activity analysis. The present invention is configured to receive, from a computing device of a user, an indication that the user has accessed a resource allocation portfolio of a customer; determine a geographic information of the user; retrieve a geographic information of the customer; determine that the geographic information of the user does not match the geographic information of the customer; determine an exposure level associated with the user access of the resource allocation portfolio of the customer; determine that the exposure level is greater than a predetermined threshold; and automatically trigger a transmission of a notification to a computing device of an administrator indicating that the exposure level associated with the user access of the resource allocation portfolio of the customer is greater than the predetermined threshold.Type: GrantFiled: February 10, 2021Date of Patent: April 25, 2023Assignee: BANK OF AMERICA CORPORATIONInventors: Scott Anderson Sims, Andrew DongHo Kim, Craig Douglas Widmann, Jeffrey Brian Bashore
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Patent number: 11599622Abstract: A system provides resource monitoring and transmitting electronic alerts using event-based triggers. The system may determine, based on a user's identity, that the user requires additional security and monitoring products and/or services with respect to the user's account. In this regard, the system may continuously monitor the user's activity (e.g., to monitor a resource associated with the user account). The system may further define user events which may trigger the transmission of electronic alerts sent to computing devices of the user and/or third parties associated with the user.Type: GrantFiled: June 22, 2020Date of Patent: March 7, 2023Assignee: BANK OF AMERICA CORPORATIONInventors: Andrew DongHo Kim, Enrique L. Valdez
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Publication number: 20220318348Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.Type: ApplicationFiled: April 6, 2021Publication date: October 6, 2022Applicant: BANK OF AMERICA CORPORATIONInventors: Scott Anderson Sims, Sai Kishan Alapati, Jeffrey Brian Bashore, Michael Joseph Carroll, Brian H. Corr, Andrew DongHo Kim, Holly J. Martinez, Aron Megyeri, Ronnie Joe Morris, JR., Elliot Piatetsky, Jennifer Quillen, Tracy R. Regehr, Dharmender Kumar Satija, Craig Douglas Widmann
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Publication number: 20220321586Abstract: Embodiments of the present invention provide an innovative system, method, and computer program product for automated device activity analysis in both a forward and reverse fashion. A collaborative system for receiving data and continuously analyzing the data to determine emerging patterns associated with particular user devices is provided. The system is also designed to generate a historical query of user device touch points or interaction points with entity systems across multiple data vectors, and generate system alerts as patterns or potential issues are identified. Common characteristics of data may be used to detect patterns that are broadened in scope and used in a generative neural network approach.Type: ApplicationFiled: April 5, 2021Publication date: October 6, 2022Applicant: BANK OF AMERICA CORPORATIONInventors: Scott Anderson Sims, Jeffrey Brian Bashore, Michael Joseph Carroll, Christopher J. Cooley, Andrew DongHo Kim, Pavan Kumar Reddy Kotlo, Randy J. Nelson, Jennifer Quillen, Lizabeth Rosenberg, Dharmender Kumar Satija, James F. Stevens, Craig Douglas Widmann
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Publication number: 20220286476Abstract: Embodiments of the invention are directed to a system, method, or computer program product for cross-channel network security with tiered adaptive mitigation operations. In this regard, the invention is structured for dynamic detection of security events associated with network devices and resources, and triggering real-time mitigation operations across a plurality of resource channels. The invention provides a novel method for employing activity data to construct and implement mitigation actions for de-escalating authorization tiers that are adapted to the specific attributes of the activity data, in order to prevent security exposure associated with the activity. Another aspect of the invention is directed to determining whether to continue the tiered adaptive mitigation actions and/or trigger a security proceed signal.Type: ApplicationFiled: March 3, 2021Publication date: September 8, 2022Applicant: BANK OF AMERICA CORPORATIONInventors: Michael Joseph Carroll, Jeffrey Brian Bashore, Joel Filliben, Andrew DongHo Kim, Akhilendra Reddy Kotha, Pavan Kumar Reddy Kotlo, Ronnie Joe Morris, JR., Dharmender Kumar Satija, Michael Shih, Scott Anderson Sims, Craig D. Widmann
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Publication number: 20220255946Abstract: Systems, computer program products, and methods are described herein for intrusion detection using resource activity analysis. The present invention is configured to receive, from a computing device of a user, an indication that the user has accessed a resource allocation portfolio of a customer; determine a geographic information of the user; retrieve a geographic information of the customer; determine that the geographic information of the user does not match the geographic information of the customer; determine an exposure level associated with the user access of the resource allocation portfolio of the customer; determine that the exposure level is greater than a predetermined threshold; and automatically trigger a transmission of a notification to a computing device of an administrator indicating that the exposure level associated with the user access of the resource allocation portfolio of the customer is greater than the predetermined threshold.Type: ApplicationFiled: February 10, 2021Publication date: August 11, 2022Applicant: BANK OF AMERICA CORPORATIONInventors: Scott Anderson Sims, Andrew DongHo Kim, Craig Douglas Widmann, Jeffrey Brian Bashore
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Patent number: 11405385Abstract: The invention relates to alternate user communication routing for a one-time credential. When a user is determined to be an unauthorized user, the unauthorized user may be provided with an alternative one-time credential (e.g., one-time password, or the like) in response to the user trying to take an action (e.g., to access the organization systems in order to access information). When the unauthorized user tries to utilize the alternative one-time credential, the organization may identify the user as unauthorized and determine how to respond to the unauthorized user. In addition to the alternative one-time credential, one or more additional alternate treatments may be presented to the unauthorized user in order to identify, track, and/or prevent access by the unauthorized user.Type: GrantFiled: June 29, 2020Date of Patent: August 2, 2022Assignee: BANK OF AMERICA CORPORATIONInventors: Dharmender Kumar Satija, Eren Kursun, Andrew DongHo Kim, Scott Anderson Sims, Craig D. Widmann
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Patent number: 11356441Abstract: A system and methods for alternate user communication routing are described. Unauthorized users are identified and alternate treatments are provided in order to deter unauthorized access and create opportunities for data collection. The use of a varied set of alternate treatments provides an enhanced view of unauthorized user behavior and an increased ability to track future unauthorized user actions by recording various user identity/communication characteristics specific to known unauthorized users. Alternate treatments may be provided randomly based on a set of alternate treatments previously provided to a specific user, or may be varied based on an identified group of unauthorized users presumed to be acting in concert.Type: GrantFiled: June 29, 2020Date of Patent: June 7, 2022Assignee: BANK OF AMERICA CORPORATIONInventors: Dharmender Kumar Satija, Eren Kursun, Andrew DongHo Kim, Scott Anderson Sims, Craig D. Widmann
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Patent number: 11336646Abstract: A system and methods for alternate user communication routing are described. Unauthorized users are identified and alternate treatments are provided in order to deter unauthorized access and create opportunities for data collection. The use of a varied set of alternate treatments provides an enhanced view of unauthorized user behavior and an increased ability to track future unauthorized user actions by recording various user identity/communication characteristics specific to known unauthorized users. Alternate treatments may be provided randomly based on a set of alternate treatments previously provided to a specific user, or may be varied based on an identified group of unauthorized users presumed to be acting in concert.Type: GrantFiled: June 29, 2020Date of Patent: May 17, 2022Assignee: BANK OF AMERICA CORPORATIONInventors: Dharmender Kumar Satija, Eren Kursun, Andrew DongHo Kim, Scott Anderson Sims, Craig D. Widmann
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Patent number: 11329978Abstract: The invention relates to alternate user communication routing for a one-time credential. When a user is determined to be an unauthorized user, the unauthorized user may be provided with an alternative one-time credential (e.g., one-time password, or the like) in response to the user trying to take an action (e.g., to access the organization systems in order to access information). When the unauthorized user tries to utilize the alternative one-time credential, the organization may identify the user as unauthorized and determine how to respond to the unauthorized user. In addition to the alternative one-time credential, one or more additional alternate treatments may be presented to the unauthorized user in order to identify, track, and/or prevent access by the unauthorized user.Type: GrantFiled: June 29, 2020Date of Patent: May 10, 2022Assignee: BANK OF AMERICA CORPORATIONInventors: Dharmender Kumar Satija, Eren Kursun, Andrew DongHo Kim, Scott Anderson Sims, Craig D. Widmann
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Patent number: 11310222Abstract: The invention relates to alternate user communication routing for a one-time credential. When a user is determined to be an unauthorized user, the unauthorized user may be provided with an alternative one-time credential (e.g., one-time password, or the like) in response to the user trying to take an action (e.g., to access the organization systems in order to access information). When the unauthorized user tries to utilize the alternative one-time credential, the organization may identify the user as unauthorized and determine how to respond to the unauthorized user. In addition to the alternative one-time credential, one or more additional alternate treatments may be presented to the unauthorized user in order to identify, track, and/or prevent access by the unauthorized user.Type: GrantFiled: June 29, 2020Date of Patent: April 19, 2022Assignee: BANK OF AMERICA CORPORATIONInventors: Dharmender Kumar Satija, Eren Kursun, Andrew DongHo Kim, Scott Anderson Sims, Craig D. Widmann
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Patent number: 11310221Abstract: The invention relates to alternate user communication routing for a one-time credential. When a user is determined to be an unauthorized user, the unauthorized user may be provided with an alternative one-time credential (e.g., one-time password, or the like) in response to the user trying to take an action (e.g., to access the organization systems in order to access information). When the unauthorized user tries to utilize the alternative one-time credential, the organization may identify the user as unauthorized and determine how to respond to the unauthorized user. In addition to the alternative one-time credential, one or more additional alternate treatments may be presented to the unauthorized user in order to identify, track, and/or prevent access by the unauthorized user.Type: GrantFiled: June 29, 2020Date of Patent: April 19, 2022Assignee: BANK OF AMERICA CORPORATIONInventors: Dharmender Kumar Satija, Eren Kursun, Andrew DongHo Kim, Scott Anderson Sims, Craig D. Widmann
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Patent number: 11297053Abstract: The invention relates to alternate user communication routing for a one-time credential. When a user is determined to be an unauthorized user, the unauthorized user may be provided with an alternative one-time credential (e.g., one-time password, or the like) in response to the user trying to take an action (e.g., to access the organization systems in order to access information). When the unauthorized user tries to utilize the alternative one-time credential, the organization may identify the user as unauthorized and determine how to respond to the unauthorized user. In addition to the alternative one-time credential, one or more additional alternate treatments may be presented to the unauthorized user in order to identify, track, and/or prevent access by the unauthorized user.Type: GrantFiled: June 29, 2020Date of Patent: April 5, 2022Assignee: BANK OF AMERICA CORPORATIONInventors: Dharmender Kumar Satija, Eren Kursun, Andrew DongHo Kim, Scott Anderson Sims, Craig D. Widmann