Patents by Inventor Andrew G. Foote
Andrew G. Foote has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240015151Abstract: An illustrative method for authenticating a user is disclosed. A security threshold is received from a third party. Environmental conditions associated with a device are assessed to determine a suitable subset of a plurality of biometric authentication modalities for authenticating the user and an unsuitable subset not available for authenticating the user. The plurality of biometric authentication modalities are displayed, where the suitable subset is selectable by the user and the unsuitable subset are not selectable by the user. A selection of a biometric authentication modality from the suitable subset is received, and user authentication data for the selected biometric authentication modality is received.Type: ApplicationFiled: September 26, 2023Publication date: January 11, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Mariam Alexanian, Andrew G. Foote, Ilya Ozerets, Shanti Tandukar
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Publication number: 20230379708Abstract: Disclosed are example methods, systems, and devices that allow for the generation and provisioning of digital credentials, which may demonstrate that a trusted entity has validated individual identity attributes, or sets of attributes, of a user. Digital credentials may also demonstrate one or more extrapolations resulting from deductions or inductions from validated identity attributes. A receiver device may indicate which identity attributes or extrapolations are sought by displaying a QR or other code and/or via a transmission using NFC or other wireless communication, and a user device may access corresponding digital attributes in an ID wallet to be provisioned via code or transmission. Digital credentials may restrict uses and usability of identity attributes. Cryptographic keys and/or distributed ledger records may allow recipients to verify authenticity of digital credentials. The same identity attribute may be proven by showing validation by multiple selectable trusted entities.Type: ApplicationFiled: July 26, 2023Publication date: November 23, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Harmit Singh Dhanoa, Andrew G. Foote, Nikolai Stroke, Duc M. Trinh
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Patent number: 11811757Abstract: In accordance with at least some aspects of the present disclosure, an illustrative method for authenticating a user is disclosed. A plurality of biometric modalities are displayed for authenticating the user. A selection of one or more of the biometric authentication modalities may be received. User authentication data may be received for each of the one or more selected authentication modalities. The user authentication data may be compared with previously-determined biometric data. An authentication score may be determined based on the comparison of the user authentication data with the previously-determined biometric data. A determination may be made whether to authenticate the user based on the authentication score.Type: GrantFiled: March 3, 2022Date of Patent: November 7, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Mariam Alexanian, Andrew G. Foote, Ilya Ozerets, Shanti Tandukar
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Patent number: 11729616Abstract: Disclosed are example methods, systems, and devices that allow for the generation and provisioning of digital credentials, which may demonstrate that a trusted entity has validated individual identity attributes, or sets of attributes, of a user. Digital credentials may also demonstrate one or more extrapolations resulting from deductions or inductions from validated identity attributes. A receiver device may indicate which identity attributes or extrapolations are sought by displaying a QR or other code and/or via a transmission using NFC or other wireless communication, and a user device may access corresponding digital attributes in an ID wallet to be provisioned via code or transmission. Digital credentials may restrict uses and usability of identity attributes. Cryptographic keys and/or distributed ledger records may allow recipients to verify authenticity of digital credentials. The same identity attribute may be proven by showing validation by multiple selectable trusted entities.Type: GrantFiled: August 29, 2022Date of Patent: August 15, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Harmit Singh Dhanoa, Andrew G. Foote, Nikolai Stroke, Duc M. Trinh
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Patent number: 11432149Abstract: Disclosed are example methods, systems, and devices that allow for the generation and provisioning of digital credentials, which may demonstrate that a trusted entity has validated individual identity attributes, or sets of attributes, of a user. Digital credentials may also demonstrate one or more extrapolations resulting from deductions or inductions from validated identity attributes. A receiver device may indicate which identity attributes or extrapolations are sought by displaying a QR or other code and/or via a transmission using NFC or other wireless communication, and a user device may access corresponding digital attributes in an ID wallet to be provisioned via code or transmission. Digital credentials may restrict uses and usability of identity attributes. Cryptographic keys and/or distributed ledger records may allow recipients to verify authenticity of digital credentials. The same identity attribute may be proven by showing validation by multiple selectable trusted entities.Type: GrantFiled: October 10, 2019Date of Patent: August 30, 2022Assignee: Wells Fargo Bank, N.A.Inventors: Harmit Singh Dhanoa, Andrew G. Foote, Nikolai Stroke, Duc M. Trinh
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Patent number: 11303631Abstract: In accordance with at least some aspects of the present disclosure, an illustrative method for authenticating a user is disclosed. A plurality of biometric modalities are displayed for authenticating the user. A selection of one or more of the biometric authentication modalities may be received. User authentication data may be received for each of the one or more selected authentication modalities. The user authentication data may be compared with previously-determined biometric data. An authentication score may be determined based on the comparison of the user authentication data with the previously-determined biometric data. A determination may be made whether to authenticate the user based on the authentication score.Type: GrantFiled: June 28, 2018Date of Patent: April 12, 2022Assignee: Wells Fargo Bank, N.A.Inventors: Mariam Alexanian, Andrew G. Foote, Ilya Ozerets, Shanti Tandukar
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Patent number: 11188888Abstract: Access controls for transferring funds from a customer to a designated recipient using a transaction machine and a one-time account and/or an authentication process that does not involve the use of a transaction card are disclosed. An example method (and system) can include storing identification data associated with a one-time account or transfer for the designated recipient of the one-time account; receiving authentication data from the transaction machine; determining that the user corresponds to the designated recipient using the received authentication data and the stored identification data; and executing the selected transaction after the determination.Type: GrantFiled: March 11, 2019Date of Patent: November 30, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Vincent Petruzzi, Andrew G. Foote, David Hatch
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Patent number: 10255589Abstract: Access controls for transferring funds from a customer to a designated recipient using a transaction machine and a one-time account and/or an authentication process that does not involve the use of a transaction card are disclosed. An example method (and system) can include storing identification data associated with a one-time account or transfer for the designated recipient of the one-time account; receiving authentication data from the transaction machine; determining that the user corresponds to the designated recipient using the received authentication data and the stored identification data; and executing the selected transaction after the determination.Type: GrantFiled: October 23, 2015Date of Patent: April 9, 2019Assignee: Wells Fargo Bank, N.A.Inventors: Vincent Petruzzi, Andrew G. Foote, David Hatch