Patents by Inventor Andrew Guitarte

Andrew Guitarte has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Cognitive and heuristics-based emergent financial management
    Patent number: 11720847
    Abstract: Cognitive and heuristics-based emergent financial management is provided. A method includes obtaining data related to an individual, an organization, a process, or combinations thereof. The data is obtained from internal sources, external sources, or combinations thereof. The method also includes creating data sets from the data based on determined classifications of the data. Further, the method includes establishing relationships between the data sets and determining a conclusion based on the relationships. The conclusion is based on a hypothesis that has undergone a test process.
    Type: Grant
    Filed: December 19, 2022
    Date of Patent: August 8, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Andrew Guitarte
  • Cognitive and heuristics-based emergent financial management
    Patent number: 11593745
    Abstract: Cognitive and heuristics-based emergent financial management is provided. A method includes obtaining data related to an individual, an organization, a process, or combinations thereof. The data is obtained from internal sources, external sources, or combinations thereof. The method also includes creating data sets from the data based on determined classifications of the data. Further, the method includes establishing relationships between the data sets and determining a conclusion based on the relationships. The conclusion is based on a hypothesis that has undergone a test process.
    Type: Grant
    Filed: January 13, 2021
    Date of Patent: February 28, 2023
    Assignee: Wells Fargo Bank, N. A.
    Inventor: Andrew Guitarte
  • EVENT TRIGGERED POLICIES
    Publication number: 20210224893
    Abstract: Systems, methods, and other embodiments associated with event triggered policies are described herein. According to one embodiment, a system for event triggered policies includes an analytics engine and an implementation logic. The analytics engine includes a trigger logic and a monitor logic. The trigger logic stores event definitions. An event definition corresponds to an event. The monitor logic monitors personal factors related to the event. The analytics engine is configured to determine whether the personal factors satisfy the event definition. The analytics engine also selects a policy from the policies based, at least in part, on the event definition. The implementation logic implements the selected policy.
    Type: Application
    Filed: February 27, 2015
    Publication date: July 22, 2021
    Applicant: WELLS FARGO BANK, N.A.
    Inventors: Andrew Jackson Garner, IV, Benjamin W. Geertz, Ramanathan Ramanathan, Andrew Guitarte, Oleg Pravdin, Darrell L. Suen, Carolyn J. Thomas
  • Cognitive and heuristics-based emergent financial management
    Patent number: 10896396
    Abstract: Cognitive and heuristics-based emergent financial management is provided. A method includes obtaining data related to an individual, an organization, a process, or combinations thereof. The data is obtained from internal sources, external sources, or combinations thereof. The method also includes creating data sets from the data based on determined classifications of the data. Further, the method includes establishing relationships between the data sets and determining a conclusion based on the relationships. The conclusion is based on a hypothesis that has undergone a test process.
    Type: Grant
    Filed: October 18, 2017
    Date of Patent: January 19, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Andrew Guitarte