Patents by Inventor Andrew J. Amigo

Andrew J. Amigo has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8484056
    Abstract: The invention relates, in various aspects to systems, methods, and computer readable media suited for implementing a commonly administered, quota share-based multi-insurer primary insurance system. Among other embodiments, at least one insurance entity is associated with a funding entity, and portions of a claim liability or a received premium associated with at least one insurance policy are allocated among at least two insurance entities and the funding entity according to the stored quota share rates associated with the at least one insurance policy. Other embodiments are disclosed and encompassed herein.
    Type: Grant
    Filed: June 28, 2012
    Date of Patent: July 9, 2013
    Assignee: Hartford Fire Insurance Company
    Inventor: Andrew J. Amigo
  • Publication number: 20130117050
    Abstract: A data processing system includes a processor for determining a percentage share to assign a share of relative risk in an insurance pool between an insurer, a first safety vendor and at least one other safety vendor. The processor is further configured to allocate portions of the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors, to aggregate by the insurer loss information related to the insurance pool, and transmit the loss information to the safety vendors. Also, the processor may allocate portions of a claim liability or a received premium associated with the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors.
    Type: Application
    Filed: December 17, 2012
    Publication date: May 9, 2013
    Inventors: Gregory H. Berg, Andrew J. Amigo, David F. Peak
  • Patent number: 8359259
    Abstract: A data processing system includes a processor that is configured for determining a percentage share to assign a share of relative risk in an insurance pool between an insurer, a first safety vendor and at least one other safety vendor. The processor is further configured to allocate portions of the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors, to aggregate by the insurer loss information related to the insurance pool, and transmit the loss information to the safety vendors. Also, the processor is configured to allocate portions of a claim liability or a received premium associated with the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors. The data processing system also includes a memory for storing the determined shares assigned to the insurer and the safety vendors.
    Type: Grant
    Filed: November 12, 2009
    Date of Patent: January 22, 2013
    Assignee: Hartford Fire Insurance Company
    Inventors: Gregory H. Berg, Andrew J. Amigo, David F. Peak
  • Patent number: 8358214
    Abstract: Systems and methods are discussed for providing sensor enhanced safety, recovery, and activity evaluation systems. Sensors that monitor user activity and behavior are worn by a user and/or placed in the user environment. Data from the sensors are processed to obtain a safety, recovery, and/or activity evaluation. Based on the evaluation, recommendations or adjustments to the terms of an insurance policy covering the user, the user's employer, or a facility providing health care to the user to accurately reflect the risks associated with the user, employer, and/or facility.
    Type: Grant
    Filed: June 3, 2010
    Date of Patent: January 22, 2013
    Assignee: Hartford Fire Insurance Company
    Inventors: Andrew J. Amigo, Michael Gingrave
  • Patent number: 8359213
    Abstract: A data processing system includes a processor that is configured for determining a percentage share to assign a share of relative risk in an insurance pool between an insurer, a first safety vendor and at least one other safety vendor. The processor is further configured to allocate portions of the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors, to aggregate by the insurer loss information related to the insurance pool, and transmit the loss information to the safety vendors. Also, the processor is configured to allocate portions of a claim liability or a received premium associated with the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors. The data processing system also includes a memory for storing the determined shares assigned to the insurer and the safety vendors.
    Type: Grant
    Filed: January 13, 2012
    Date of Patent: January 22, 2013
    Assignee: Hartford Fire Insurance Company
    Inventors: Gregory H. Berg, Andrew J. Amigo, David F. Peak
  • Publication number: 20120271663
    Abstract: The invention relates, in various aspects to systems, methods, and computer readable media suited for implementing a commonly administered, quota share-based multi-insurer primary insurance system. Among other embodiments, at least one insurance entity is associated with a funding entity, and portions of a claim liability or a received premium associated with at least one insurance policy are allocated among at least two insurance entities and the funding entity according to the stored quota share rates associated with the at least one insurance policy. Other embodiments are disclosed and encompassed herein.
    Type: Application
    Filed: June 28, 2012
    Publication date: October 25, 2012
    Inventor: Andrew J. Amigo
  • Publication number: 20120158439
    Abstract: The invention relates, in various aspects to systems, methods, and computer readable media suited for implementing a commonly administered, quota share-based multi-insurer primary insurance system.
    Type: Application
    Filed: February 29, 2012
    Publication date: June 21, 2012
    Applicant: HARTFORD FIRE INSURANCE COMPANY
    Inventors: Andrew J. Amigo, Kevin F. Barber, James W. Hendry, Phyllis J. Keys, William H. Steinberg
  • Publication number: 20120116824
    Abstract: A data processing system includes a processor that is configured for determining a percentage share to assign a share of relative risk in an insurance pool between an insurer, a first safety vendor and at least one other safety vendor. The processor is further configured to allocate portions of the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors, to aggregate by the insurer loss information related to the insurance pool, and transmit the loss information to the safety vendors. Also, the processor is configured to allocate portions of a claim liability or a received premium associated with the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors. The data processing system also includes a memory for storing the determined shares assigned to the insurer and the safety vendors.
    Type: Application
    Filed: January 13, 2012
    Publication date: May 10, 2012
    Inventors: Gregory H. Berg, Andrew J. Amigo, David F. Peak
  • Patent number: 8135600
    Abstract: The invention relates, in various aspects to systems, methods, and computer readable media suited for implementing a commonly administered, quota share-based multi-insurer primary insurance system.
    Type: Grant
    Filed: February 7, 2011
    Date of Patent: March 13, 2012
    Assignee: Hartford Fire Insurance Company
    Inventors: Andrew J. Amigo, Kevin F. Barber, James W. Hendry, Phyllis J. Keys, William H. Steinberg
  • Publication number: 20110161100
    Abstract: Pursuant to some embodiments, systems, methods and devices are provided for insurance processing including installing a medical monitoring application associated with a user of a mobile device, the medical monitoring application including configuration data associated with at least a first medical monitoring rule, displaying, under control of the medical monitoring application, a series of instructions to cause the mobile device to be configured to communicate with at least a first biometric sensor, collecting, based on the at least first medical monitoring rule, a set of biometric data from the at least first biometric sensor, and transmitting the set of biometric data from the mobile device to a remote processing system for processing a request for insurance.
    Type: Application
    Filed: June 15, 2010
    Publication date: June 30, 2011
    Inventors: David F. Peak, Andrew J. Amigo, Richard M. Borden, Keven J. Busque, Christopher Graham, Eugene J. Walters
  • Publication number: 20110161118
    Abstract: Systems, methods, apparatus, means and computer program code for operating a mobile device and an insurance processing system are provide which include receiving, from a mobile device, sensor data collected from at least a first sensor of the mobile device, determining, based at least in part on the sensor data, that an activity associated with an insured is not covered by a plurality of insurance coverage rules, and transmitting, to the mobile device, information indicating that an activity is not covered by a plurality of insurance coverage rules.
    Type: Application
    Filed: October 18, 2010
    Publication date: June 30, 2011
    Inventors: Richard M. Borden, Andrew J. Amigo, Keven J. Busque, David F. Peak, Eugene J. Walters
  • Publication number: 20110161117
    Abstract: Systems, methods and apparatus for creating, analyzing and updating a property inventory are disclosed which include receiving, from a user operating a mobile device, a request to add a new item of property to an insurance inventory associated with an insurance policy, the request including information identifying the new item, at least a first image of the new item, and information identifying a location of the new item. An insurance inventory system is operated to add the new item to an insurance inventory associated with the insurance policy, the updating including computing a total current value of the insurance inventory including the new item. A coverage engine is operated to compare coverage limits associated with the insurance policy to the total current value of the insurance inventory to determine if the total current value is within a coverage limit of the insurance policy. A response is transmitted to the user based on the determination.
    Type: Application
    Filed: September 8, 2010
    Publication date: June 30, 2011
    Inventors: Keven J. Busque, Andrew J. Amigo, Richard M. Borden, David F. Peak, Eugene J. Walters
  • Publication number: 20110161116
    Abstract: Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data, a computer processor for executing program instructions and for retrieving the loss risk score data from the data storage device, a memory, coupled to the computer processor, for storing program instructions for execution by the computer processor, a geocoding engine comprising program instructions stored in the memory for geocoding historical loss data and a plurality of loss risk factors, a scoring engine comprising program instructions stored in the memory for calculating a loss risk score for each of a plurality of geographical locations based on said historical loss data and said plurality of loss risk factors, and a communication device, coupled to the computer processor, to output loss risk score data based on geographical location.
    Type: Application
    Filed: April 5, 2010
    Publication date: June 30, 2011
    Inventors: David F. Peak, Andrew J. Amigo, Richard M. Borden, Keven J. Busque, Eugene J. Walters
  • Publication number: 20110153367
    Abstract: Systems and methods are disclosed herein for transmitting telematics data from a vehicle. The systems include a smartphone holder that provides a communications link between a smartphone and a vehicle computer, through the smartphone dataport and the vehicle onboard diagnostics (OBD) port. The smartphone holder is configured to keep the smartphone in a stable, known position and orientation with respect to the vehicle, such that data from an accelerometer in the smartphone can be calibrated. The smartphone accelerometer data and telematics data from vehicle telematics sensors is then transmitted via the smartphone or stored locally.
    Type: Application
    Filed: December 17, 2009
    Publication date: June 23, 2011
    Applicant: Hartford Fire Insurance Company
    Inventors: Andrew J. Amigo, Rohit S. Bodas
  • Publication number: 20110137684
    Abstract: A method includes a computer which receives telematics data relating to a vehicle operated by a driver. The telematics data is associated with a match index. The match index indicates that the telematics data is pertinent to the driver without indicating the driver's identity. The computer receives other data relating to the driver. The other data is associated with the match index. The computer uses the match index to associate the telematics data with the other data. The computer uses the associated telematics data and the other data to generate a driver classification for the driver.
    Type: Application
    Filed: December 8, 2009
    Publication date: June 9, 2011
    Inventors: David F. Peak, Andrew J. Amigo
  • Publication number: 20110131071
    Abstract: The invention relates, in various aspects to systems, methods, and computer readable media suited for implementing a commonly administered, quota share-based multi-insurer primary insurance system.
    Type: Application
    Filed: February 7, 2011
    Publication date: June 2, 2011
    Applicant: Hartford Fire Insurance Company
    Inventors: Andrew J. Amigo, Kevin F. Barber, James W. Hendry, Phyllis J. Keys, William H. Steinberg
  • Publication number: 20110112870
    Abstract: A data processing system includes a processor that is configured for determining a percentage share to assign a share of relative risk in an insurance pool between an insurer, a first safety vendor and at least one other safety vendor. The processor is further configured to allocate portions of the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors, to aggregate by the insurer loss information related to the insurance pool, and transmit the loss information to the safety vendors. Also, the processor is configured to allocate portions of a claim liability or a received premium associated with the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors. The data processing system also includes a memory for storing the determined shares assigned to the insurer and the safety vendors.
    Type: Application
    Filed: November 12, 2009
    Publication date: May 12, 2011
    Inventors: Gregory H. Berg, Andrew J. Amigo, David F. Peak
  • Patent number: 7885835
    Abstract: The invention relates, in various aspects to systems, methods, and computer readable media suited for implementing a commonly administered, quota share-based multi-insurer primary insurance system.
    Type: Grant
    Filed: March 31, 2008
    Date of Patent: February 8, 2011
    Assignee: Hartford Fire Insurance Company
    Inventors: Andrew J. Amigo, Kevin F. Barber, James W. Hendry, Phyllis J. Keys, William H. Steinberg
  • Publication number: 20100241464
    Abstract: Systems and methods are discussed for providing sensor enhanced safety, recovery, and movement evaluation systems. Sensors that monitor user activity and behavior are worn by a user and/or placed in the user environment. Data from the sensors are processed to obtain a safety, recovery, and/or activity evaluation. Based on the evaluation, recommendations or adjustments to the terms of an insurance policy covering the user, the user's employer, or a facility providing health care to the user to accurately reflect the risks associated with the user, employer, and/or facility.
    Type: Application
    Filed: June 3, 2010
    Publication date: September 23, 2010
    Applicant: Hartford Fire Insurance Company
    Inventors: Andrew J. Amigo, Michael Gingrave
  • Publication number: 20100241465
    Abstract: Systems and methods are discussed for providing sensor enhanced safety, recovery, and activity evaluation systems. Sensors that monitor user activity and behavior are worn by a user and/or placed in the user environment. Data from the sensors are processed to obtain a safety, recovery, and/or activity evaluation. Based on the evaluation, recommendations or adjustments to the terms of an insurance policy covering the user, the user's employer, or a facility providing health care to the user to accurately reflect the risks associated with the user, employer, and/or facility.
    Type: Application
    Filed: June 3, 2010
    Publication date: September 23, 2010
    Applicant: Hartford Fire Insurance Company
    Inventors: Andrew J. Amigo, Michael Gingrave