Abstract: In order to reduce or eliminate bad green reads, the inventor has devised expert green reading techniques that allow a golfer to accurately and quickly read greens, thereby reducing scores and increasing enjoyment for the golfer. Rather than making a green read while being positioned behind the ball with respect to the cup as in conventional green reading techniques, in the disclosed expert green reading techniques a golfer takes a specific, precise, and consistent stance on or adjacent to a path between the ball and the cup.

Abstract: In order to reduce or eliminate bad green reads, the inventor has devised expert green reading techniques that allow a golfer to accurately and quickly read greens, thereby reducing scores and increasing enjoyment for the golfer. Rather than making a green read while being positioned behind the ball with respect to the cup as in conventional green reading techniques, in the disclosed expert green reading techniques a golfer takes a specific, precise, and consistent stance on or adjacent to a path between the ball and the cup.

Abstract: The present invention proposes to integrate mortality table analysis and the future premium burden thereby creating a unit net asset value (“Unit NAV”) for investors holding a unit in the fund. A major component of Unit NAV in a viatical and life settlement transaction is the amount of expected premium burden yet to be paid during the anticipated lifetime of the insured. The future premium burden is in essence the “measure of risk” associated with the policy. As time passes, the predictability of paying future premiums is related to the cumulative mortality curve to a point in time. By determining the remaining cumulative mortality curve, the probability of having to pay the future premiums can be determined, and, incorporating these two elements into the valuation model, the anticipated “incremental value” at any point in time can be calculated. A determination can be made as to whether to use internal or external premium financing.

Abstract: The invention proposes to examine DNA sequences, particularly glutathione-S-transferase (GST) sequences and cytochrome P450 (CYP450) sequences, and determine a patient's propensity to redox imbalance. Prophylactic enhancement of the glutathione pathway is proposed with or without additional tests. Additionally, storage of DNA sequences on electronic media for analysis of propensity to disease and comparison with non-defective sequences, and appropriate treatment is set out. An artificial intelligence algorithm to enable integration and development of one or more databases to enable diagnosis and treatment is part of the invention. References based on DNA sequences, particularly defective sequences in an electronic media database with hyperlinks to information on such defects is referenced.