Abstract: A system for detecting fraudulent activity using account analytics obtains an interaction record for an interaction between a remote device and a user account via an interaction channel, where the interaction is an attempt to access the user account, obtains historical data relating to the user account and the interaction channel that includes one or more historical interaction records relating to the user account and activity records relating to the interaction channel, calculates a threat score for the user account based on the interaction record and the one or more historical interaction records that indicates a likelihood that the user account is subject to fraudulent activity, generates a database record based on the interaction record that includes the threat score, and initiates corrective action if the threat score exceeds a predetermined threshold.