Abstract: A simulator and corresponding method suitable for training and educating is provided. Specifically, the present invention relates to simulating performance of a portfolio in a manner that improves training and educational advancement of a user operating the simulator relative to other traditional training and educational tools. In particular, the present invention provides a new and different process that substantially reduces the amount of time required for a user to become educated and trained in an experiential manner as to how their choices will affect outcomes that traditionally require years to unfold.

Abstract: Systems and methods for managing computer-assisted communications channels based on relationships between users who wish to communicate with one another are described. The relationship-managed communications system allows users to retain control over whom they permit to communicate with them and under what conditions such communications may take place, for example when they take place and/or using which communications channels, by allowing pairs of users to establish relationships which specify communications permissions. Users of the system provide their contact information to the relationship-managed communications system, and the system uses the securely stored information to mediate the establishment of communications channels between users. Embodiments of the system may intelligently route communications to substitute channels based on relationship-related and other information.