Patents by Inventor Andrew MacIver

Andrew MacIver has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Intelligently selecting models for resolving pending debit transaction disputes across computer networks
    Patent number: 12561689
    Abstract: This disclosure describes a pending debit dispute resolution system that, as part of an inter-network facilitation system, can intelligently select models for resolving debit transaction disputes across computer networks while providing user interfaces and options for client devices to initiate debit transaction disputes when a debit transaction is in a pending state. For example, the pending debit dispute resolution system can receive and identify reported issue communications about debit transactions from client devices while debit transactions are pending. The pending debit dispute resolution system can identify issue classifications and monitor settlement computer networks to identify status change classifications corresponding to the debit transactions. Based on the issue classifications and the status change classifications, the pending debit reported issue resolution system can select a dispute filing model/approach for resolving the reported issue communication.
    Type: Grant
    Filed: January 9, 2023
    Date of Patent: February 24, 2026
    Assignee: Chime Financial, Inc.
    Inventors: Anthea Maniulit, Austin Wang, Catherine Paulson, Chris Marshall, Clem Akomea-Agyin, Deivide Oliveira, Devadas Mallya, Halfdan Hem, Hugh Bien, Jacqueline Chien, Luca Pellicoro, Marcus Vinson, Kuan-Wen (Martin) Lo, Sally Eng, Sarah Lin Baxter, Siddhi Soman, Steven Holinaty, Yara Qattom, Andrew MacIver
  • INTELLIGENTLY SELECTING MODELS FOR RESOLVING PENDING DEBIT TRANSACTION DISPUTES ACROSS COMPUTER NETWORKS
    Publication number: 20240232900
    Abstract: This disclosure describes a pending debit dispute resolution system that, as part of an inter-network facilitation system, can intelligently select models for resolving debit transaction disputes across computer networks while providing user interfaces and options for client devices to initiate debit transaction disputes when a debit transaction is in a pending state. For example, the pending debit dispute resolution system can receive and identify reported issue communications about debit transactions from client devices while debit transactions are pending. The pending debit dispute resolution system can identify issue classifications and monitor settlement computer networks to identify status change classifications corresponding to the debit transactions. Based on the issue classifications and the status change classifications, the pending debit reported issue resolution system can select a dispute filing model/approach for resolving the reported issue communication.
    Type: Application
    Filed: January 9, 2023
    Publication date: July 11, 2024
    Inventors: Anthea Maniulit, Austin Wang, Catherine Paulson, Chris Marshall, Clem Akomea-Agyin, Deivide Oliveira, Devadas Mallya, Halfdan Hem, Hugh Bien, Jacqueline Chien, Luca Pellicoro, Marcus Vinson, Kuan-Wan (Martin) Lo, Sally Eng, Sarah Lin Baxter, Siddhi Soman, Steven Holinaty, Yara Qattom, Andrew MacIver