Abstract: A method of promoting customer loyalty and charitable donations by adjusting a sale transaction subtotal prompts customers to transfer small amounts of money to one of a variety of accounts. The customer is prompted to add an adjustment amount to their transaction, and choose where to send the adjustment amount. If the customer pays with cash, the adjustment amount is the customer's change. If the customer pays with an electronic payment, the adjustment amount is the difference between the subtotal and the next dollar amount, or a different pre-set amount. The customer then chooses whether to deposit the adjustment amount into a customer rewards account, donate the adjustment amount to a charity of their choice, or tip the employee.

Abstract: Use of an algal for biodiesel fuel selected for growing strain of production, the genus Desmodesmus wherein said strain was under high nutrient conditions and is characterized as having a determined fatty by acid nuclear methyl ester content of 2.6% magnetic resonance analysis, nitrogen content of 11.3% and a carbon content of 46.3%. Given the growth and elemental composition of this strain t the instant algal strain is of particular use as a biomass source for biofuel lipids and/or biodiesel fuel production.

Abstract: The present invention is a Desmodesmus strain of use in biodiesel production.

Abstract: A method and apparatus advanced leadership training simulation wherein the simulation teaches skills in leadership and related topics through an Internet-based distance-learning architecture. The distance-learning features link trainees at remote locations into a single collaborative experience via computer networks. Instructional storylines are created and programmed into a computer and then delivered as a simulated but realistic story to one or more participants. The participants' reactions are monitored and compared with expected results. The storyline may be altered in response to the participants' responses and synthetic characters may be generated to act as automated participants or coaches. Constructive feedback is provided to the participants during or after the simulation.

Abstract: A method and apparatus is disclosed for advanced leadership training simulation wherein the simulation teaches skills in leadership and related topics through an Internet-based distance-learning architecture. The distance-learning features link trainees at remote locations into a single collaborative experience via computer networks. Instructional storylines are created and programmed into a computer and then delivered as a simulated but realistic story to one or more participants. The participants' reactions are monitored and compared with expected results. The storyline may be altered in response to the participants' responses, and synthetic characters may be generated to act as automated participants or coaches. Constructive feedback is provided to the participants during or after the simulation.

Abstract: A foldable paper sheet is formed having a sheet body portion, a sheet lower side flap extending out from a lower side edge of the sheet body portion, a pocket panel extending out from a bottom edge of the sheet body portion, and a pocket side flap extending out from a side edge of the pocket panel. The pocket side flap is folded in towards the pocket panel, the pocket panel is folded up and the pocket side flap is glued to the back face of the sheet body portion. The sheet lower side flap is folded and glued to the pocket panel. The pocket panel is thereby secured along both side edges to the sheet body portion, has an open top and thus defines a pocket on the back of the sheet body portion. The pocket panel can have a finger notch at the center of its top edge. A tab is cut out of the edge portion of the sheet body portion to form a tabbed divider sheet. The tab advantageously can be formed at any location along the edge portion including at a lower location directly adjacent to the pocket.

Abstract: A foldable paper sheet is formed having a sheet body portion, a sheet lower side flap extending out from a lower side edge of the sheet body portion, a pocket panel extending out from a bottom edge of the sheet body portion, and a pocket side flap extending out from a side edge of the pocket panel. The pocket side flap is folded in towards the pocket panel, the pocket panel is folded up and the pocket side flap is glued to the back face of the sheet body portion. The sheet lower side flap is folded and glued to the pocket panel. The pocket panel is thereby secured along both side edges to the sheet body portion, has an open top and thus defines a pocket on the back of the sheet body portion. The pocket panel can have a finger notch at the center of its top edge. A tab is cut out of the edge portion of the sheet body portion to form a tabbed divider sheet. The tab advantageously can be formed at any location along the edge portion including at a lower location directly adjacent to the pocket.