Abstract: In accordance with at least one embodiment, an expiring prepaid casino account is disclosed. The expiring prepaid casino account has associated therewith an amount of money, time, and/or game plays. The amount of money, time, and/or game plays expires in predetermined portions over a plurality of defined expiration periods, thus encouraging a player to return to a casino during each of the predefined expiration periods. The present invention may be implemented via either a brick-and-mortar casino or an online casino.

Abstract: A central controller receives from a POS terminal a purchase price and a financial account identifier. The financial account identifier specifies a financial account, such as a credit card account. The central controller, in turn, generates one or more installment plan identifiers defining installment plans for payment of the purchase price. The installment plan identifiers are based on the purchase price and/or the financial account identifier. For example, certain accounts or certain high purchase prices may merit preferred installment plans. The installment plan identifiers are transmitted to the POS terminal. A purchaser at the POS terminal selects whether he would like to pay for his purchase in installments and, if so, using which installment plan. The POS terminal generates a selection signal indicative of whether to accept any of the installment plans, and transmits the selection signal to the central controller. The central controller receives the selection signal.

Abstract: This invention relates generally to systems and methods for delivering products-on-demand to individuals and, more particularly, to delivery via vending machines. In accordance with a preferred embodiment, the method of the instant invention is initiated when a customer makes an initial product selection. Based the customer's product choice, a determination is made as to whether or not that product qualifies for an alternate product offer. If it does not so qualify, the customer's original selection will be dispensed and the transaction ends. On the other hand, if the product does so qualify, the customer will be presented with an offer message that suggests that he or she should try an alternative product. Typically, the product that is offered as an alternative will be the one whose sale is most beneficial to the vending machine operator, e.g., the one yielding the greatest profit. If the customer accepts the alternate offer, the alternate product will be dispensed.

Abstract: One embodiment of the present invention comprises associating a first person with an account, associating a second person with the account, receiving a request to authorize a transaction between the second person and a third party, and enabling communication between the first person and the second person.

Abstract: A virtual environment in which players are able to receive alerts intended to indicate the occurrence of a given event within the virtual environment. The alerts may be delivered to the player while he is playing the game via an in-game messaging service or other similar device. Alternatively the alerts may be delivered to the player via a real world communication device such as a cell phone, pager, text messaging device, or the like.

Abstract: A server or Internet service provider computer selects a soliciting merchant and an outputting merchant based on various factors. In one embodiment, the soliciting merchant is selected is its activity rate (e.g. sales rate) is low. The outputting merchant provides offers for bonuses to customers on behalf of the soliciting merchant. The bonus is provided to the customer in exchange for consummating a transaction with the soliciting merchant. Thus, the soliciting merchant benefits from the increased patronage such offers encourage.

Abstract: A virtual environment in which players are charged and able to charge taxes for various taxable activities. The tax may be levied by a governmental authority or other entity or by one or more characters in the metaverse. The tax may be imposed at the time of a taxable activity, at periodic intervals, or upon the occurrence of an event. The tax may be imposed for a specific purpose, e.g. to create a fund to use as insurance against possible harms, threats, or misdeeds, to protect the tax payers from impending or realized threats, or for any or no reason.

Abstract: Improved methods for drafting, preparing, and submitting a patent application are described. The system incorporates a web-based tool in which applications are drafted. The web-based tool allows for real time analysis of the application as it is being drafted. Automated suggestions, prior art searching, researcher and attorney recommendations are also disclosed.

Abstract: In accordance with one described embodiment, methods, systems, and apparatus are provided for determining a progressive discount for a customer. In one example, a customer is provided with a discount that is incremented if the customer visits at least once in a pre-defined period.

Abstract: A system and method to allow advertisers to create targeted advertisements which display the current availability of particular inventory based on the search criteria of a consumer. Such systems and methods also allow the transfer of search terms to the website of the vendor, minimizing the efforts required by the consumer in order to complete a transaction.

Abstract: Virtual environments in which multiple characters are allowed to form relationships wherein the relationships may provide various benefits as well as obligations are described. Systems and methods for forming, monitoring, and terminating the relationships are also described.

Abstract: A method and system for collecting and categorizing survey data includes receiving customer information from a customer. A query is identified based at least in part on the customer information. The query is output for presentation to the customer. In one embodiment, the query is presented to the customer by prompting an employee, such as a clerk at a point-of-sale terminal, to verbally present the question to the customer. A customer response to the query is then received. The request from the customer may be, e.g., a request to purchase one or more products or it may be a request for assistance or information. The customer response is then captured and analyzed.

Abstract: According to one embodiment, a method is provided for redeeming a game entry. The method includes steps of determining a wager amount that is associated with a winning game entry, determining a proportional share based on the wager amount, and determining a prize share amount based on the proportional share. The method may further include providing the prize share amount to a holder of the winning game entry. In some alternative embodiments, a prize for a winning game entry may be a non-monetary benefit.

Abstract: A point of sale system or other computer system stores a product pricing database in which a full price and discount prices corresponding to one or more discount pricing tiers are stored for each product available for sale. Each of the discount prices for a given product has an associated threshold purchase total that has to be satisfied before the discount price is applied to a transaction. When a transaction occurs, the purchase total for the transaction is first calculated on the basis of full retail prices for the products and the purchase total for the transaction is compared with one or more threshold purchase totals which correspond to the discount pricing tiers. If a discount pricing tier is applicable (e.g. the calculated purchase total for the transaction is at least equal to a threshold purchase total), the appropriate discount prices for each product in the transaction are retrieved and used to calculate a reduced purchase total for the transaction.

Abstract: Systems and methods are provided for receiving a request to display a type of product. Thereafter, a substitute product for the product is selected from a plurality of substitute products. The selection is based on expected revenue from display of the selected substitute product. The product is then displayed to a customer.

Abstract: Improved methods for drafting, preparing, and submitting a patent application are described. The system provides for automated prior art searches. The system also provides a mechanism by which end users can submit comments on the prior art and these comments are used to determine the relevance of the prior art in future prior art searches.

Abstract: A method enabling a frequent shopper reward system capable of tracking performance data of a plurality of members or account holders linked to a single frequent shopper account.

Abstract: The present disclosure provides various novel concepts to a video game environment. The disclosure describes video game environments that include a method and system for importing, assembling and creating objects in a virtual environment for use in the virtual environment based on the ideas of the players.

Abstract: The present disclosure provides various novel concepts to a video game environment. The disclosure describes video game environments that include a method and system for protecting intellectual property designed by players in a virtual environment for use in the virtual environment.

Abstract: A POS terminal generates a purchase price of a purchase, and generates a rounded price. The rounded price may be, for example, the lowest whole number greater than the purchase price. The POS terminal then calculates a round-up amount (change due the customer) as the difference between the purchases price and the rounded price. The coupon value is set based on the round-up amount. For example, the coupon may be redeemable for triple the amount of change due. The POS terminal prints on the coupon an identifier, such as a bar code, that is based on the coupon value. The bar code allows the coupon to be read by a POS terminal when the coupon is redeemed.