Patents by Inventor Andrew Sloper
Andrew Sloper has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20250240168Abstract: Systems and methods for enhanced mobile device authentication are disclosed. Systems and methods for enhanced mobile authentication are disclosed. In one embodiment, method for electronic device authentication may include (1) a server comprising at least one computer processor communicating a one-time passcode to an electronic device over a first communication channel; (2) the server receiving, from the electronic device over a second communication channel the one-time passcode encrypted with a private key associated with the electronic device; (3) the server decrypting the one-time passcode using a public key; (4) the server validating the one-time passcode; (5) the server generating a device identifier for the electronic device; and (6) the server persisting an association between the device identifier and the electronic device.Type: ApplicationFiled: March 3, 2025Publication date: July 24, 2025Inventors: Cedric Ken WIMBERLEY, Andrew SLOPER, Ta-Wei CHEN, Gautam CHHAWCHHARIA
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Patent number: 12261957Abstract: Systems and methods for enhanced mobile device authentication are disclosed. Systems and methods for enhanced mobile authentication are disclosed. In one embodiment, method for electronic device authentication may include (1) a server comprising at least one computer processor communicating a one-time passcode to an electronic device over a first communication channel; (2) the server receiving, from the electronic device over a second communication channel the one-time passcode encrypted with a private key associated with the electronic device; (3) the server decrypting the one-time passcode using a public key; (4) the server validating the one-time passcode; (5) the server generating a device identifier for the electronic device; and (6) the server persisting an association between the device identifier and the electronic device.Type: GrantFiled: October 30, 2023Date of Patent: March 25, 2025Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Cedric Ken Wimberley, Andrew Sloper, Ta-Wei Chen, Gautam Chhawchharia
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Publication number: 20240080201Abstract: Systems and methods for enhanced mobile device authentication are disclosed. Systems and methods for enhanced mobile authentication are disclosed. In one embodiment, method for electronic device authentication may include (1) a server comprising at least one computer processor communicating a one-time passcode to an electronic device over a first communication channel; (2) the server receiving, from the electronic device over a second communication channel the one-time passcode encrypted with a private key associated with the electronic device; (3) the server decrypting the one-time passcode using a public key; (4) the server validating the one-time passcode; (5) the server generating a device identifier for the electronic device; and (6) the server persisting an association between the device identifier and the electronic device.Type: ApplicationFiled: October 30, 2023Publication date: March 7, 2024Inventors: Cedric Ken WIMBERLEY, Andrew SLOPER, Ta-Wei CHEN, Gautam CHHAWCHHARIA
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Patent number: 11836710Abstract: Systems and methods for facilitating payment application provisioning and transacting are disclosed. According to one embodiment, a method for provisioning a token to a third party payment application on a mobile device may include (1) receiving a logon from a customer using a mobile application for a financial institution executed on a mobile device and a device identifier for the mobile device; (2) receiving a request to provision a token for a third party payment application; (3) authenticating the customer using the logon information and the device identifier; (4) provisioning a token for a payment device associated with the customer; and (5) providing the token to the third party payment application for transaction processing.Type: GrantFiled: December 2, 2020Date of Patent: December 5, 2023Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Howard Spector, Scott H. Ouellette, Brian J. Smyth, Christina Sheppard, Gavin C. Michael, Sih Lee, Kelly Dempski, Tim J. Parsey, Andrew Sloper, Ken Wimberely, Laura X. Wang, Shadman Zafar
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Patent number: 11838421Abstract: Systems and methods for enhanced mobile device authentication are disclosed. Systems and methods for enhanced mobile authentication are disclosed. In one embodiment, method for electronic device authentication may include (1) a server comprising at least one computer processor communicating a one-time passcode to an electronic device over a first communication channel; (2) the server receiving, from the electronic device over a second communication channel the one-time passcode encrypted with a private key associated with the electronic device; (3) the server decrypting the one-time passcode using a public key; (4) the server validating the one-time passcode; (5) the server generating a device identifier for the electronic device; and (6) the server persisting an association between the device identifier and the electronic device.Type: GrantFiled: August 14, 2020Date of Patent: December 5, 2023Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Cedric Ken Wimberley, Andrew Sloper, Ta-Wei Chen, Gautam Chhawchharia
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Publication number: 20210081929Abstract: Systems and methods for facilitating payment application provisioning and transacting are disclosed. According to one embodiment, a method for provisioning a token to a third party payment application on a mobile device may include (1) receiving a logon from a customer using a mobile application for a financial institution executed on a mobile device and a device identifier for the mobile device; (2) receiving a request to provision a token for a third party payment application; (3) authenticating the customer using the logon information and the device identifier; (4) provisioning a token for a payment device associated with the customer; and (5) providing the token to the third party payment application for transaction processing.Type: ApplicationFiled: December 2, 2020Publication date: March 18, 2021Inventors: Howard SPECTOR, Scott OUELLETTE, Brian J. SMYTH, Christina SHEPPARD, Gavin MICHAEL, Sih X. LEE, Kelly DEMPSKI, Tim J. PARSEY, Andrew SLOPER, Ken WIMBERELY, Laura X. WANG, Shadman ZAFAR
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Patent number: 10878407Abstract: Systems and methods for facilitating payment application provisioning and transacting are disclosed. According to one embodiment, a method for provisioning a token to a third party payment application on a mobile device may include (1) receiving a logon from a customer using a mobile application for a financial institution executed on a mobile device and a device identifier for the mobile device; (2) receiving a request to provision a token for a third party payment application; (3) authenticating the customer using the logon information and the device identifier; (4) provisioning a token for a payment device associated with the customer; and (5) providing the token to the third party payment application for transaction processing.Type: GrantFiled: April 18, 2016Date of Patent: December 29, 2020Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Howard Spector, Scott Ouellette, Brian J. Smyth, Christina Sheppard, Gavin Michael, Sih X. Lee, Kelly Dempski, Tim J. Parsey, Andrew Sloper, Ken Wimberely, Laura X. Wang, Shadman Zafar
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Publication number: 20200382305Abstract: Systems and methods for enhanced mobile device authentication are disclosed. Systems and methods for enhanced mobile authentication are disclosed. In one embodiment, method for electronic device authentication may include (1) a server comprising at least one computer processor communicating a one-time passcode to an electronic device over a first communication channel; (2) the server receiving, from the electronic device over a second communication channel the one-time passcode encrypted with a private key associated with the electronic device; (3) the server decrypting the one-time passcode using a public key; (4) the server validating the one-time passcode; (5) the server generating a device identifier for the electronic device; and (6) the server persisting an association between the device identifier and the electronic device.Type: ApplicationFiled: August 14, 2020Publication date: December 3, 2020Inventors: Cedric Ken WIMBERLEY, Andrew SLOPER, Ta-Wei CHEN, Gautam CHHAWCHHARIA
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Patent number: 10778435Abstract: Systems and methods for enhanced mobile device authentication are disclosed. Systems and methods for enhanced mobile authentication are disclosed. In one embodiment, method for electronic device authentication may include (1) a server comprising at least one computer processor communicating a one-time passcode to an electronic device over a first communication channel; (2) the server receiving, from the electronic device over a second communication channel the one-time passcode encrypted with a private key associated with the electronic device; (3) the server decrypting the one-time passcode using a public key; (4) the server validating the one-time passcode; (5) the server generating a device identifier for the electronic device; and (6) the server persisting an association between the device identifier and the electronic device.Type: GrantFiled: December 29, 2016Date of Patent: September 15, 2020Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Ken Wimberley, Andrew Sloper, Ta-Wei Chen, Gautam Chhawchharia