Abstract: A smart card, including a card with EMV contacts, for determining a person's preferences and for providing services.

Abstract: A system and device for adding electronics to materials of a wallet to form a smart wallet. A smart wallet stows and retrieves information stored or displayed on various transaction cards and other information typically carried within the wallet. Electronic and physical features of a smart wallet include devices and techniques for attaching electronics to accessories, and also for attaching accessories, to primary devices to form a smart wallet. The user can then interact with the smart wallet and its cards, information and accessories using an interface that governs that interaction while retaining the security of the information. Mechanical features include techniques for integrating electronics within materials to add electronic functionality to make any device a smart wallet. Several accessory styles and devices for attaching same to electronics are also disclosed.

Abstract: A method and system to verify identity while protecting private data. To locally verify identity without requiring communication with an external database or passing personal/identity information over network connections. To create a database and/or statistical model for later use to verify identify, private information from a first media is input to a device. Private information subsequently presented via a second media is then verified locally by comparing to the private information previously captured from the first media. If the resultant correlation score is sufficiently high the private information from the first media and from the second media are determined to belong to the same individual, and the user is authenticated or a desired action is approved. In case of a low correlation score, a notification may be sent to one or more entities alerting authorities of a security breach or identity theft.

Abstract: A system for authenticating a first entity. The system comprises a storage component for storing a trained electronic-metric factor, a sensor for receiving an electronic-metric input from the first entity, an analysis component associated with a second entity for determining a first relationship between the trained electronic-metric factor and any electronic-metric input, and an authentication component for authenticating the first entity responsive to the first relationship.

Abstract: The present invention relates to a person's personal preferences. These personal preferences are detected or determining according to several different systems and methods and based on these preferences personal services are provided to the person. Certain embodiments of the invention utilize a “so-called” smart card, including a card with EMV contacts, for determining those preferences and/or for providing services.

Abstract: A system to authenticate an entity and/or select details relative to an action or a financial account using biometric, behavior-metric, electronic-metric and/or knowledge-metric inputs. These inputs may comprise gestures, facial expressions, body movements, voice prints, sound excerpts, etc. Features are extracted from the inputs and each feature converted to a risk score, which is then translated to a representative value, such as a letter or a number, i.e., a code or PIN that represents the input. For user authentication, the code is compared with a data base of legitimate/authenticated codes. In some embodiments a user selects specific information elements, such as an account or a payment amount using one or more of a biometric, a behavior-metric, an electronic-metric and/or a knowledge-metric input.

Abstract: The present invention relates to a person's personal preferences. These personal preferences are detected or determining according to several different systems and methods and based on these preferences personal services are provided to the person. Certain embodiments of the invention utilize a “so-called” smart card, including a card with EMV contacts, for determining those preferences and/or for providing services.

Abstract: A system for authenticating a first entity. The system comprises a storage component for storing a trained electronic-metric factor, a sensor for receiving an electronic-metric input from the first entity, an analysis component associated with a second entity for determining a first relationship between the trained electronic-metric factor and any electronic-metric input, and an authentication component for authenticating the first entity responsive to the first relationship.

Abstract: Systems and methods to authenticate a user using. Techniques for authenticating a user focus less on what the user enters, and more on how the user enters it. Different user specific factors are recognized, such as the speed with which a pattern, drawing or the like is produced, pressure applied, or the area of contact. In some embodiments, the user is able to produce the PIN using several different techniques. Some methods of the present invention utilize actions that the user is familiar with executing, or naturally performs on a regular basis. Furthermore, some methods of the present invention consist of embodiments wherein mathematical operations or device motions are used during the PIN authentication process.

Abstract: A system and device for adding electronics to materials of a wallet to form a smart wallet. A smart wallet stows and retrieves information stored or displayed on various transaction cards and other information typically carried within the wallet. Electronic and physical features of a smart wallet include devices and techniques for attaching electronics to accessories, and also for attaching accessories, to primary devices to form a smart wallet. The user can then interact with the smart wallet and its cards, information and accessories using an interface that governs that interaction while retaining the security of the information. Mechanical features include techniques for integrating electronics within materials to add electronic functionality to make any device a smart wallet. Several accessory styles and devices for attaching same to electronics are also disclosed.

Abstract: A method and system to verify identity while protecting private data. To locally verify identity without requiring communication with an external database or passing personal/identity information over network connections. To create a database and/or statistical model for later use to verify identify, private information from a first media is input to a device. Private information subsequently presented via a second media is then verified locally by comparing to the private information previously captured from the first media. If the resultant correlation score is sufficiently high the private information from the first media and from the second media are determined to belong to the same individual, and the user is authenticated or a desired action is approved. In case of a low correlation score, a notification may be sent to one or more entities alerting authorities of a security breach or identity theft.

Abstract: A system and device to add electronics to materials to form a smart wallet. An electronic wallet (also referred to as a smart wallet) stows and retrieves financial as well as personal information such as credit cards, debit cards, identification, coupons, and the like. Electrical features include techniques and elements for a user to interact with the smart wallet via an interface that governs interaction, for securing information in the smart wallet, and for charging a power source on a powered transaction card. Mechanical features of the electronic wallet include techniques for integrating electronics within wallets to add electronic wallet functionality. Several accessory styles are also disclosed.

Abstract: A system for authenticating a first entity. The system comprises a storage component for storing a trained electronic-metric factor, a sensor for receiving an electronic-metric input from the first entity, an analysis component associated with a second entity for determining a first relationship between the trained electronic-metric factor and any electronic-metric input, and an authentication component for authenticating the first entity responsive to the first relationship.

Abstract: A system and device for adding electronics to materials of a wallet to form a smart wallet. A smart wallet stows and retrieves information stored or displayed on various transaction cards and other information typically carried within the wallet. Electronic and physical features of a smart wallet include devices and techniques for attaching electronics to accessories, and also for attaching accessories, to primary devices to form a smart wallet. The user can then interact with the smart wallet and its cards, information and accessories using an interface that governs that interaction while retaining the security of the information. Mechanical features include techniques for integrating electronics within materials to add electronic functionality to make any device a smart wallet. Several accessory styles and devices for attaching same to electronics are also disclosed.

Abstract: A distributed system and method to improve collaborative service across multiple sensors on various devices. According to one embodiment, multiple devices may be used to train and then utilize a common algorithm for purposes including but not limited to recognizing a source to perform some action, control, command, calculation, storage, retrieval, encryption, decryption, alerting, alarming, notifying or as in some embodiments, to authenticate. In one embodiment of the invention, devices with one or more sensors such as but not limited to microphones, acoustic arrays or audio sensors may contribute to one or more models by sending samples, features, recognition scores, and/or risk scores to each other to improve collaborative training, signal quality, recognition, synchronization, inter-device proximity location and/or fusion of recognition scores and/or risk scores.

Abstract: A method and system to verify identity while protecting private data. To locally verify identity without requiring communication with an external database or passing personal/identity information over network connections. To create a database and/or statistical model for later use to verify identify, private information from a first media is input to a device. Private information subsequently presented via a second media is then verified locally by comparing to the private information previously captured from the first media. If the resultant correlation score is sufficiently high the private information from the first media and from the second media are determined to belong to the same individual, and the user is authenticated or a desired action is approved. In case of a low correlation score, a notification may be sent to one or more entities alerting authorities of a security breach or identity theft.

Abstract: A distributed system and method to improve collaborative service across multiple sensors on various devices. According to one embodiment, multiple devices may be used to train and then utilize a common algorithm for purposes including but not limited to recognizing a source to perform some action, control, command, calculation, storage, retrieval, encryption, decryption, alerting, alarming, notifying or as in some embodiments, to authenticate. In one embodiment of the invention, devices with one or more sensors such as but not limited to microphones, acoustic arrays or audio sensors may contribute to one or more models by sending samples, features, recognition scores, and/or risk scores to each other to improve collaborative training, signal quality, recognition, synchronization, inter-device proximity location and/or fusion of recognition scores and/or risk scores.

Abstract: The present invention relates to a person's personal preferences. These personal preferences are detected or determining according to several different systems and methods and based on these preferences personal services are provided to the person. Certain embodiments of the invention utilize a “so-called” smart card, including a card with EMV contacts, for determining those preferences and/or for providing services.

Abstract: A system to authenticate an entity and/or select details relative to an action or a financial account using biometric, behavior-metric, electronic-metric and/or knowledge-metric inputs. These inputs may comprise gestures, facial expressions, body movements, voice prints, sound excerpts, etc. Features are extracted from the inputs and each feature converted to a risk score, which is then translated to a representative value, such as a letter or a number, i.e., a code or PIN that represents the input. For user authentication, the code is compared with a data base of legitimate/authenticated codes. In some embodiments a user selects specific information elements, such as an account or a payment amount using one or more of a biometric, a behavior-metric, an electronic-metric and/or a knowledge-metric input.

Abstract: The present invention consists of a trading system and methods of such that allow a user to easily build trading systems and trading strategies within the trading system, that automatically trade financial tradeable assets across financial markets. Through a graphical user interface (GUI), the user is given control to build, modify, replace, and/or execute trading strategies and trading systems. Within the present invention, methods are also disclosed wherein an AI (artificial intelligence system) performs these actions.