Patents by Inventor Andrew W. Rappleyea

Andrew W. Rappleyea has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20110015955
    Abstract: Systems and methods are provided for facilitating an acquisition from a merchant, whereby payment for the acquisition is made at least partially through automated redemption of loyalty points from a loyalty account. In particular, information is received at a loyalty point exchange system from the merchant. The information may include loyalty data indicating that the acquisition was paid for using a transaction card account that is to be reimbursed using loyalty points from the loyalty account. The loyalty account is debited by an amount equal to a currency value of the acquisition and the transaction card account is credited the amount charged for the acquisition. Loyalty points may, alternatively, be used to directly pay for purchases without the steps of charging and crediting a transaction card.
    Type: Application
    Filed: September 27, 2010
    Publication date: January 20, 2011
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Matthew Benedict Hessburg, Andrew W. Rappleyea, Sunen Rodriquez, Julie Sanoff, Andrea N. Silverstein
  • Patent number: 7828206
    Abstract: Systems and methods are provided for facilitating an acquisition from a merchant, whereby payment for the acquisition is made at least partially through automated redemption of loyalty points from a loyalty account. In particular, information is received at a loyalty point exchange system from the merchant. The information may include loyalty data indicating that the acquisition was paid for using a transaction card account that is to be reimbursed using loyalty points from the loyalty account. The loyalty account is debited by an amount equal to a currency value of the acquisition and the transaction card account is credited the amount charged for the acquisition. Loyalty points may, alternatively, be used to directly pay for purchases without the steps of charging and crediting a transaction card.
    Type: Grant
    Filed: September 27, 2007
    Date of Patent: November 9, 2010
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Matthew Benedict Hessburg, Andrew W. Rappleyea, Sunen Rodriguez, Julie Sanoff, Andrea N. Silverstein
  • Patent number: 7686218
    Abstract: Systems and methods are provided for facilitating an acquisition from a merchant, whereby payment for the acquisition is made at least partially through automated redemption of loyalty points from a loyalty account. In particular, information is received at a loyalty point exchange system from the merchant. The information may include loyalty data indicating that the acquisition was paid for using a transaction card account that is to be reimbursed using loyalty points from the loyalty account. The loyalty account is debited by an amount equal to a currency value of the acquisition and the transaction card account is credited the amount charged for the acquisition. Loyalty points may, alternatively, be used to directly pay for purchases without the steps of charging and crediting a transaction card.
    Type: Grant
    Filed: September 27, 2007
    Date of Patent: March 30, 2010
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Matthew Benedict Hessburg, Andrew W. Rappleyea, Sunen Rodriguez, Julie Sanoff, Andrea N. Silverstein
  • Patent number: 7680688
    Abstract: Systems and methods are provided for facilitating an acquisition from a merchant, whereby payment for the acquisition is made at least partially through automated redemption of loyalty points from a loyalty account. In particular, information is received at a loyalty point exchange system from the merchant. The information may include loyalty data indicating that the acquisition was paid for using a transaction card account that is to be reimbursed using loyalty points from the loyalty account. The loyalty account is debited by an amount equal to a currency value of the acquisition and the transaction card account is credited the amount charged for the acquisition. Loyalty points may, alternatively, be used to directly pay for purchases without the steps of charging and crediting a transaction card.
    Type: Grant
    Filed: September 30, 2002
    Date of Patent: March 16, 2010
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Matthew Benedict Hessburg, Andrew W. Rappleyea, Sunen Rodriguez, Julie Sanoff, Andrea N. Silverstein
  • Publication number: 20030225618
    Abstract: Systems and methods are provided for facilitating an acquisition from a merchant, whereby payment for the acquisition is made at least partially through automated redemption of loyalty points from a loyalty account. In particular, information is received at a loyalty point exchange system from the merchant. The information may include loyalty data indicating that the acquisition was paid for using a transaction card account that is to be reimbursed using loyalty points from the loyalty account. The loyalty account is debited by an amount equal to a currency value of the acquisition and the transaction card account is credited the amount charged for the acquisition. Loyalty points may, alternatively, be used to directly pay for purchases without the steps of charging and crediting a transaction card.
    Type: Application
    Filed: September 30, 2002
    Publication date: December 4, 2003
    Inventors: Matthew Benedict Hessburg, Andrew W. Rappleyea, Sunen Rodriguez, Julie Sanoff, Andrea N. Silverstein