Patents by Inventor Andrew William Richards

Andrew William Richards has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10026085
    Abstract: Various embodiments each include at least one of systems, devices, methods, and software for cross-channel security authentication, such as with regard to providing of payment card (e.g., credit and debit card) data for payment within a transaction. One such embodiment, in the form of a method includes receiving, by a payment account app on a mobile device, a payment authorization request and subsequently receiving approval or denial input within the payment account app following receipt of valid payment account authentication input. This method, following receipt of approval input, further includes generating authorized payment output to provide in response to the received payment authorization request.
    Type: Grant
    Filed: March 30, 2016
    Date of Patent: July 17, 2018
    Assignee: NCR Corporation
    Inventor: Andrew William Richards
  • Publication number: 20170286956
    Abstract: Various embodiments each include at least one of systems, devices, methods, and software for cross-channel security authentication, such as with regard to providing of payment card (e.g., credit and debit card) data for payment within a transaction. One such embodiment, in the form of a method includes receiving, by a payment account app on a mobile device, a payment authorization request and subsequently receiving approval or denial input within the payment account app following receipt of valid payment account authentication input. This method, following receipt of approval input, further includes generating authorized payment output to provide in response to the received payment authorization request.
    Type: Application
    Filed: March 30, 2016
    Publication date: October 5, 2017
    Inventor: Andrew William Richards