Abstract: A necklace formed of a plurality of interconnected globular like beads wherein the beads are adapted to permit installation of gemstones in selected beads, and for adding gemstones at later times. A central pendant includes a central bead having a pair of beads, each of which are permanently attached thereto at about a 45 degree angle with respect to a vertical center line of the central bead. A pair of strings of single beads is formed with one of each attached to the pendant. The single beads are movably linked to form two strings thereof having clasp for forming a necklace. Each of the pendant beads and the string beads are globular in shape, and include a partial rear central bore therein. At any time, a bead can easily be modified to form a gemstone setting in the front face thereof, and a stone installed therein. Thus, the necklace of the invention can provide a means for celebrating anniversaries and other special occasions.