Patents by Inventor Angelina Wu

Angelina Wu has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10685347
    Abstract: A device may receive, from a user device, a request to activate a transaction card. The device may verify an image as a non-fraudulent image based on the metadata associated with the image and a verified identity of the user device or a user of the user device based on the data associated with the user device. The device may process the image using an image processing technique to extract information from the image. The device may identify the transaction card to be activated by performing a lookup of the extracted information in a data structure. The device may perform one or more actions related to completing an activation of the transaction card.
    Type: Grant
    Filed: February 25, 2019
    Date of Patent: June 16, 2020
    Assignee: Capital One Services, LLC
    Inventors: Joshua Edwards, Francisco Perezleon, Jason Ji, Angelina Wu, Kaitlin Newman, Molly Johnson, Colin Hart
  • Patent number: 10672005
    Abstract: A device receives first transaction information associated with a first transaction, and a first transaction account utilized for the first transaction and associated with a first financial institution. The device determines, based on a fraud model, that the first transaction is to be denied due to potential fraud associated with the first transaction account and receives second transaction information associated with a second transaction, and a second transaction account utilized for the second transaction and associated with a second financial institution. The device processes the first transaction information and the second transaction information, with a matching model, to determine whether the first transaction information matches the second transaction information and determines that the first transaction was incorrectly denied when the first transaction information matches the second transaction information within a predetermined threshold.
    Type: Grant
    Filed: February 19, 2019
    Date of Patent: June 2, 2020
    Assignee: Capital One Services, LLC
    Inventors: Colin Hart, Joshua Edwards, Francisco Perezleon, Molly Johnson, Kaitlin Newman, Angelina Wu, Jason Ji
  • Patent number: 10438210
    Abstract: A device receives a transaction request concerning a transaction and a transaction card from a transaction terminal, and determines, based on the transaction request, information concerning the transaction card. The device sends, based on the transaction request and to a user device, a query concerning possession of the transaction card by a user of the user device, where the query includes an instruction for the user to confirm possession of the transaction card via a component of the user device. The device receives, from the user device and after sending the query to the user device, a response concerning possession of the transaction card by the user, and determines, based on the response and the information concerning the transaction card, whether the user has possession of the transaction card. The device performs, based on determining whether the user has possession of the transaction card, at least one action.
    Type: Grant
    Filed: February 19, 2019
    Date of Patent: October 8, 2019
    Assignee: Capital One Services, LLC
    Inventors: Francisco Perezleon, Molly Johnson, Colin Hart, Kaitlin Newman, Angelina Wu, Jason Ji, Joshua Edwards