Patents by Inventor Anish Bhatt

Anish Bhatt has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20180336553
    Abstract: Systems, methods, and computer-readable media for facilitating a fund transfer between user accounts are provided.
    Type: Application
    Filed: May 16, 2018
    Publication date: November 22, 2018
    Inventors: David E. Brudnicki, Manoj K. Thulaseedharan Pillai, Rupa B. Vazirani, Sunil Nair, Timothy S. Hurley, Matthew W. Strampe, Anish Bhatt
  • Patent number: 10007953
    Abstract: In some examples, a service provider may provide a payroll service and a payment processing service to businesses. For instance, with authorization from the employer, the service provider may withhold a percentage of funds received as sales revenue through the payment service. For example, the service provider may withhold a percentage of sales revenue each day to be used to pay at least a portion of the payroll payments paid to employees of the employer. Alternatively, the service provider may determine an amount of payroll payments currently due to be paid on a given day, and may deduct at least a portion of this amount from the sales revenue of the employer for that day. As another alternative, the service provider may make payroll payments in advance, and may withhold a percentage of the employer's daily sales revenue until the cash advance is paid back.
    Type: Grant
    Filed: July 17, 2014
    Date of Patent: June 26, 2018
    Assignee: Square, Inc.
    Inventors: Amir Nathoo, James Colin Brady, Anish Bhatt
  • Patent number: 9990613
    Abstract: Introduced here is a technology that enables a bill payer, who is an account holder at a financial institution (e.g., a bank), to send a bill payment to a bill payee by submitting, via a financial application of the financial institution, the bill payee's identifier and a bill payment amount, where funds for the bill payment amount are transferred directly to the bill payee substantially instantaneously upon the bill payer's request. The technology involves communication between a computer system of a financial institution (“financial institution system”), a mobile financial application installed on a bill payer's mobile device, and a third-party, remote computer system of a payment service (“PSS”). Upon receiving the identifier and amount from the financial institution system, the PSS identifies payment card information of the bill payer and the bill payee, and executes, or triggers execution of, the transfer of funds for the bill payment.
    Type: Grant
    Filed: December 12, 2014
    Date of Patent: June 5, 2018
    Assignee: Square, Inc.
    Inventors: Anish Bhatt, Charles Kimble