Abstract: A method for testing failover includes: determining one or more cross-regional dependencies and traffic flow of an application in a first cloud environment region, wherein the one or more cross-regional dependencies include a dependency of the application in the first region to one or more applications in at least one other cloud environment region; determining a risk score associated with performing failover of the application to a second cloud environment region based on the determined one or more cross-regional dependencies and traffic flow; comparing the determined risk score with a predetermined risk score; in response to determining that the determined risk score is lower than the predetermined risk score, performing failover of the application to the second region; isolating the second region from the first region for a predetermined period of time; and monitoring operation of the application in the second region during the predetermined period of time.

Abstract: In some implementations, a system for supplying user profile information may store, in an encrypted data repository, user profile information associated with a unique identifier. The system may receive, from a requester device, a request for the user profile information associated with the unique identifier, wherein the request may be associated with an application program interface call requesting approval to use the unique identifier. The system may communicate with a user device associated with the unique identifier to authenticate an identity associated with a user operating the user device. The system may provide the user profile information associated with the unique identifier to the requester device based on receiving information to authenticate the identity associated with the user operating the user device and verify that the user authorizes supplying the user profile information to the requester device.

Abstract: A method for testing failover includes: determining one or more cross-regional dependencies and traffic flow of an application in a first cloud environment region, wherein the one or more cross-regional dependencies include a dependency of the application in the first region to one or more applications in at least one other cloud environment region; determining a risk score associated with performing failover of the application to a second cloud environment region based on the determined one or more cross-regional dependencies and traffic flow; comparing the determined risk score with a predetermined risk score; in response to determining that the determined risk score is lower than the predetermined risk score, performing failover of the application to the second region; isolating the second region from the first region for a predetermined period of time; and monitoring operation of the application in the second region during the predetermined period of time.

Abstract: Systems and methods involving computer-based processing for helping customers meet their minimum spend requirement for their introductory credit card offer are disclosed. In one embodiment, an exemplary computer-implemented method may comprise: receiving a total spending amount of a promotional credit card associated with an introductory credit card offer; determining a critical amount to satisfy the minimum spending amount of the promotional credit card; and causing to present a reminder on a screen of a user-associated computing device.

Abstract: In some implementations, a system for supplying user profile information may store, in an encrypted data repository, user profile information associated with a unique identifier. The system may receive, from a requester device, a request for the user profile information associated with the unique identifier, wherein the request may be associated with an application program interface call requesting approval to use the unique identifier. The system may communicate with a user device associated with the unique identifier to authenticate an identity associated with a user operating the user device. The system may provide the user profile information associated with the unique identifier to the requester device based on receiving information to authenticate the identity associated with the user operating the user device and verify that the user authorizes supplying the user profile information to the requester device.

Abstract: A method for testing failover includes: determining one or more cross-regional dependencies and traffic flow of an application in a first cloud environment region, wherein the one or more cross-regional dependencies include a dependency of the application in the first region to one or more applications in at least one other cloud environment region; determining a risk score associated with performing failover of the application to a second cloud environment region based on the determined one or more cross-regional dependencies and traffic flow; comparing the determined risk score with a predetermined risk score; in response to determining that the determined risk score is lower than the predetermined risk score, performing failover of the application to the second region; isolating the second region from the first region for a predetermined period of time; and monitoring operation of the application in the second region during the predetermined period of time.

Abstract: Disclosed are various computer implemented devices, methods and readable mediums for security and authentication. In one aspect there is provided a wearable device for authenticating a user, including: one or more sensors for obtaining sensor data related to movement of fingers of the user wearing the wearable device to provide authentication data; and one or more processors configured to: receive the sensor data; interpret the sensor data using one or more classifiers to determine the authentication data; and use the authentication data to access a service.

Abstract: A computer-implemented method for testing failover may include: determining one or more cross-regional dependencies and traffic flow of an application in a first region of a cloud environment, wherein the one or more cross-regional dependencies include a dependency of the application in the first region of the cloud environment to one or more applications in at least one other region of the cloud environment; determining a risk score associated with performing failover of the application to a second region of the cloud environment at least based on the determined one or more cross-regional dependencies and traffic flow of the application; comparing the determined risk score with a predetermined risk score; in response to determining that the determined risk score is lower than the predetermined risk score, performing failover of the application to the second region of the cloud environment; isolating the second region of the cloud environment from the first region of the cloud environment for a predetermined

Abstract: Systems and methods involving computer-based processing for helping customers meet their minimum spend requirement for their introductory credit card offer are disclosed. In one embodiment, an exemplary computer-implemented method may comprise: receiving a total spending amount of a promotional credit card associated with an introductory credit card offer; determining a critical amount to satisfy the minimum spending amount of the promotional credit card; and causing to present a reminder on a screen of a user-associated computing device.

Abstract: Disclosed are various computer implemented devices, methods and readable mediums for security and authentication. In one aspect there is provided a wearable device for authenticating a user, including: one or more sensors for obtaining sensor data related to movement of fingers of the user wearing the wearable device to provide authentication data; and one or more processors configured to: receive the sensor data; interpret the sensor data using one or more classifiers to determine the authentication data; and use the authentication data to access a service.

Abstract: Systems and methods involving computer-based processing for helping customers meet their minimum spend requirement for their introductory credit card offer are disclosed. In one embodiment, an exemplary computer-implemented method may comprise: receiving a total spending amount of a promotional credit card associated with an introductory credit card offer; determining a critical amount to satisfy the minimum spending amount of the promotional credit card; and causing to present a reminder on a screen of a user-associated computing device.

Abstract: A computer-implemented method for testing failover may include: determining one or more cross-regional dependencies and traffic flow of an application in a first region of a cloud environment, wherein the one or more cross-regional dependencies include a dependency of the application in the first region of the cloud environment to one or more applications in at least one other region of the cloud environment; determining a risk score associated with performing failover of the application to a second region of the cloud environment at least based on the determined one or more cross-regional dependencies and traffic flow of the application; comparing the determined risk score with a predetermined risk score; in response to determining that the determined risk score is lower than the predetermined risk score, performing failover of the application to the second region of the cloud environment; isolating the second region of the cloud environment from the first region of the cloud environment for a predetermined

Abstract: A computer-implemented method for testing failover may include: determining one or more cross-regional dependencies and traffic flow of an application in a first region of a cloud environment, wherein the one or more cross-regional dependencies include a dependency of the application in the first region of the cloud environment to one or more applications in at least one other region of the cloud environment; determining a risk score associated with performing failover of the application to a second region of the cloud environment at least based on the determined one or more cross-regional dependencies and traffic flow of the application; comparing the determined risk score with a predetermined risk score; in response to determining that the determined risk score is lower than the predetermined risk score, performing failover of the application to the second region of the cloud environment; isolating the second region of the cloud environment from the first region of the cloud environment for a predetermined

Abstract: A computer-implemented method for testing failover may include: determining one or more cross-regional dependencies and traffic flow of an application in a first region of a cloud environment, wherein the one or more cross-regional dependencies include a dependency of the application in the first region of the cloud environment to one or more applications in at least one other region of the cloud environment; determining a risk score associated with performing failover of the application to a second region of the cloud environment at least based on the determined one or more cross-regional dependencies and traffic flow of the application; comparing the determined risk score with a predetermined risk score; in response to determining that the determined risk score is lower than the predetermined risk score, performing failover of the application to the second region of the cloud environment; isolating the second region of the cloud environment from the first region of the cloud environment for a predetermined

Abstract: Systems and methods involving computer-based processing for helping customers meet their minimum spend requirement for their introductory credit card offer are disclosed. In one embodiment, an exemplary computer-implemented method may comprise: receiving a total spending amount of a promotional credit card associated with an introductory credit card offer; determining a critical amount to satisfy the minimum spending amount of the promotional credit card; and causing to present a reminder on a screen of a user-associated computing device.

Abstract: Systems and methods involving computer-based processing for helping customers meet their minimum spend requirement for their introductory credit card offer are disclosed. In one embodiment, an exemplary computer-implemented method may comprise: receiving a total spending amount of a promotional credit card associated with an introductory credit card offer; determining a critical amount to satisfy the minimum spending amount of the promotional credit card; and causing to present a reminder on a screen of a user-associated computing device.

Abstract: A method and system for facilitating digital wallet based payment card transactions is provided. A server system associated with a payment network receives payment card information provided by a user to an online merchant in relation to online purchase transaction. The payment card information is associated with user consent to add a corresponding payment card to a digital wallet account. The server system creates a digital wallet account and adds the payment card to the digital wallet account if no record of the digital wallet account for the user exists at the server system. The server system adds the payment card to the digital wallet account using the payment card information if a record of the digital wallet account for the user exists at the server system. The server system facilitates processing of payment for the online purchase transaction based on the payment card information associated with the payment card.

Abstract: Disclosed are various computer implemented devices, methods and readable mediums for security and authentication. In one aspect there is provided a wearable device for authenticating a user, including: one or more sensors for obtaining sensor data related to movement of fingers of the user wearing the wearable device to provide authentication data; and one or more processors configured to: receive the sensor data; interpret the sensor data using one or more classifiers to determine the authentication data; and use the authentication data to access a service.