Abstract: The present disclosure provides a computer-implemented method for facilitating a cashless transaction between a merchant and a customer, a system implementing the method, and a non-transitory computer-readable medium storing computer-readable instructions that, when executed, cause a processor to perform steps of the method.

Abstract: The present disclosure provides a computer-implemented method for facilitating a cashless transaction between a merchant and a customer, a system implementing the method, and a non-transitory computer-readable medium storing computer-readable instructions that, when executed, cause a processor to perform steps of the method.

Abstract: A consumer who is a member of a computer-implemented loyalty program and who is associated with a first currency, is permitted to redeem loyalty points in exchange for a payment in a second currency which is different from the first currency. The payment may be made in the form of pre-paid physical or virtual payment card, or by a credit to an account held by a mobile wallet server. The consumer is sent information about products which the consumer can purchase using the second currency.

Abstract: A computer-implemented method and computer system are proposed for assisting a consumer associated with a plurality of loyalty programs, and who wishes to obtain a reward using loyalty points. The consumer interacts with a computer system with access to a database containing information about the loyalty programs with which the consumer is associated and the number of points the consumer has accumulated in each program, and at least one reward database storing information relating to rewards on offer using the loyalty programs. The consumer specifies one or more parameters of the desired reward, and the computer system uses the databases to make at least one recommendation of which of the loyalty programs to use to obtain a reward with the specified parameters.