Patents by Inventor Ann Taylor
Ann Taylor has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20250021918Abstract: A computing platform to generate and manage businesses for users. An artificial intelligence/machine learning (AI/ML) model is continually trained to identify user interests and hobbies that may be transformed into business ventures. The computing platform aggregates electronic data about activities or transactions performed via applications computing systems providing products or services to users. The computing platform facilitates generation of a new business based on prioritized feature sets. The AIMI generates and creates management tools such as business plans that include financial plans, marketing plans, human resource plans, competitor environment analysis, and other management tools for successful operation of the new business.Type: ApplicationFiled: July 14, 2023Publication date: January 16, 2025Applicant: Bank of America CorporationInventors: Shola L. Oni, Jinna Kim, Jo-Ann Taylor, Vijaya L. Vemireddy
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Publication number: 20250013785Abstract: A computing platform to form creative micro-communities of users aggregates electronic data records about electronic activities performed via one or more application computing systems providing products or services to users. An artificial intelligence/machine learning (AI/ML) model is continually trained to identify users with similar interests and group users into micro-communities based on the identified common interests. The computing platform generates micro-communities based on AI determined features or identifiers of a user, or a user may self-identify in a particular category to join the micro-community. Each micro-community may have tiers of participants that may be identified via the AI/ML models. Each micro-community may have customized rules, parameters, or the like, such as protections from certain types of communications.Type: ApplicationFiled: July 6, 2023Publication date: January 9, 2025Applicant: Bank of America CorporationInventors: Shola L. Oni, Christine D. Black, Victoria L. Dravneek, Katherine Dintenfass, Monika Kapur, Jinna Kim, Jo-Ann Taylor, Vijaya L. Vemireddy
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Publication number: 20250014059Abstract: A computing platform to form creative micro-communities of users aggregates electronic data records about electronic activities performed via one or more application computing systems providing products or services to users. An artificial intelligence/machine learning (AI/ML) model is continually trained to identify users with similar interests and group users into micro-communities based on the identified common interests. The computing platform generates micro-communities based on AI determined features or identifiers of a user, or a user may self-identify in a particular category to join the micro-community. Each micro-community may have tiers of participants that may be identified via the AI/ML models. Each micro-community may have customized rules, parameters, or the like, such as protections from certain types of communications.Type: ApplicationFiled: July 6, 2023Publication date: January 9, 2025Applicant: Bank of America CorporationInventors: Shola L. Oni, Christine D. Black, Victoria L. Dravneek, Katherine Dintenfass, Monika Kapur, Jinna Kim, Jo-Ann Taylor, Vijaya L. Vemireddy
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Publication number: 20240428087Abstract: Arrangements for enhanced system and graphical user interface customization based on machine-learned context are provided. In some aspects, historical data may be received from a plurality of data sources and used to train a machine learning model to generate recommended modifications to systems or user interfaces based on user specific data. User specific data may be received from a plurality of data sources. The user specific data may be used as inputs to the machine learning model and, upon execution of the model, a recommendation for one or more modifications to at least one of a system or a user interface may be output. The recommendation may be provided to the user and, if accepted, an instruction causing the recommended modification may be generated and transmitted to one or more computing devices. Additional user specific data may be subsequently received and analyzed to identify additional modifications for recommendation and/or execution.Type: ApplicationFiled: June 23, 2023Publication date: December 26, 2024Inventors: Shola L. Oni, Jo-Ann Taylor, Vijaya L. Vemireddy, Jinna Kim
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Patent number: 12164758Abstract: Embodiments of the present invention provide a system for dynamically configuring graphical user interface based on tracking response to interface components. The system is configured for determining that a user has accessed an entity application via a user device, presenting a graphical user interface associated with the entity application to the user on the user device, wherein the graphical user interface comprises one or more interface components, monitoring and capturing response of the user via the user device based on presenting the graphical user interface, gauging the response of the user via an artificial intelligence engine, and dynamically configuring the graphical user interface based on gauging the response of the user.Type: GrantFiled: September 1, 2022Date of Patent: December 10, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Katherine Kei-Zen Dintenfass, Christine D. Black, Jinna Zevulun Kim, Jo-Ann Taylor, Vijaya L. Vemireddy
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Publication number: 20240378324Abstract: A system for real-time authenticated obfuscation of electronic data provides real-time visual obfuscation of the data by transforming displayed data into undecipherable data when viewed by an unauthorized user while maintaining access for an authorized user. The system may further provide application-level obfuscation of electronic data via cryptographic keys such that only authorized applications may decrypt the encrypted data. In this way, the system provides secure access control of electronic data within a networked environment.Type: ApplicationFiled: July 23, 2024Publication date: November 14, 2024Applicant: BANK OF AMERICA CORPORATIONInventors: Michael Robert Young, Manu Jacob Kurian, Jo-Ann Taylor
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Patent number: 12097521Abstract: A method of manufacturing an optical article (10) includes supplying a first coating composition (A) and supplying one or more additional coating compositions (B) to an ultrasonic discharge nozzle (102) of a coating apparatus (100). At least one of the first coating composition (A) and the one or more additional coating compositions (B) is a photochromic coating composition. The method includes mixing the first coating composition and the one or more additional coating compositions at the ultrasonic discharge nozzle (102) of the coating apparatus (100), and applying the mixture (C) of the first coating composition (A) and the one or more additional coating compositions (B) to at least a portion of the optical article (10) so as to provide a pattern (24) on the optical article upon exposure to actinic radiation.Type: GrantFiled: July 15, 2016Date of Patent: September 24, 2024Assignee: Transitions Optical, Ltd.Inventors: Elizabeth Ann Zezinka, Cathy Ann Taylor, Michael Frank Haley, Brian Smyth, Anil Kumar, David J. Park, David B. Knowles
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Patent number: 12099640Abstract: A system for real-time authenticated obfuscation of electronic data provides real-time visual obfuscation of the data by transforming displayed data into undecipherable data when viewed by an unauthorized user while maintaining access for an authorized user. The system may further provide application-level obfuscation of electronic data via cryptographic keys such that only authorized applications may decrypt the encrypted data. In this way, the system provides secure access control of electronic data within a networked environment.Type: GrantFiled: December 22, 2021Date of Patent: September 24, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Michael Robert Young, Manu Jacob Kurian, Jo-Ann Taylor
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Publication number: 20240289192Abstract: Systems, computer program products, and methods are described herein for processing of event data real time in an electronic communication via an artificial intelligence engine. The present invention is configured to electronically receive an electronic communication from a user to an entity, identify event data associated with the user, identify an inflection level and a language attribution level from the electronic communication by processing the electronic communication with an input recognition engine, form a categorization level by categorizing the electronic communication comprising the inflection level and the language attribution level using an artificial intelligence engine, and route the electronic communication to a designated group containing users associated with the entity and/or an artificial intelligence-based dialogue resolution.Type: ApplicationFiled: April 29, 2024Publication date: August 29, 2024Applicant: BANK OF AMERICA CORPORATIONInventors: Katherine Kei-Zen Dintenfass, Christine D. Black, Jinna Zevulun Kim, Andrea Robinette, Jo-Ann Taylor, Vijaya L. Vemireddy
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Patent number: 12014224Abstract: Systems, computer program products, and methods are described herein for processing of event data real time in an electronic communication via an artificial intelligence engine. The present invention is configured to electronically receive an electronic communication from a user to an entity, identify event data associated with the user, identify an inflection level and a language attribution level from the electronic communication by processing the electronic communication with an input recognition engine, form a categorization level by categorizing the electronic communication comprising the inflection level and the language attribution level using an artificial intelligence engine, and route the electronic communication to a designated group containing users associated with the entity and/or an artificial intelligence-based dialogue resolution.Type: GrantFiled: August 31, 2022Date of Patent: June 18, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Katherine Kei-Zen Dintenfass, Christine D. Black, Jinna Zevulun Kim, Andrea Robinette, Jo-Ann Taylor, Vijaya L. Vemireddy
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Publication number: 20240155000Abstract: Systems, computer program products, and methods are described herein for detection of data misappropriation attempts across electronic communication platforms. The present invention is configured to identify a recipient user account, wherein the recipient user account has received a current communication; parse the current communication to identify at least one order for the recipient user account; identify at least one potential outcome based on the at least one order for the recipient user account; determine the potential outcome comprises a misappropriation; apply a misappropriation attempt engine to the current communication; and generate, by the misappropriation attempt engine, a misappropriation attempt rating for the current communication.Type: ApplicationFiled: November 7, 2022Publication date: May 9, 2024Applicant: BANK OF AMERICA CORPORATIONInventors: Jinna Zevulun Kim, Katherine Kei-Zen Dintenfass, Jo-Ann Taylor, Christine D. Black, Jennifer Tiffany Renckert, Vijaya L. Vemireddy
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Publication number: 20240121750Abstract: Systems, computer program products, and methods are described herein for controlling electronic communications in real time via an artificial intelligence engine based on location data and user data. The present invention may be configured to determine a location of a user device associated with a user based on location data generated by the user device and determine, using an emotional artificial intelligence engine, an emotional state of the user based on user data. The present invention may be configured to determine resources associated with the user and identify, from the resources associated with the user, relevant resources associated with an entity in proximity to the location of the user device. The present invention may be configured to generate, based on the emotional state of the user, notifications including information regarding the relevant resources and present, using an output device of the user device, the notifications to the user.Type: ApplicationFiled: October 5, 2022Publication date: April 11, 2024Applicant: BANK OF AMERICA CORPORATIONInventors: Monika V. Kapur, Christine D. Black, Jinna Zevulun Kim, Jennifer Tiffany Renckert, Jo-Ann Taylor, Vijaya L. Vemireddy
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Publication number: 20240077995Abstract: Embodiments of the present invention provide a system for dynamically configuring graphical user interface based on tracking response to interface components. The system is configured for determining that a user has accessed an entity application via a user device, presenting a graphical user interface associated with the entity application to the user on the user device, wherein the graphical user interface comprises one or more interface components, monitoring and capturing response of the user via the user device based on presenting the graphical user interface, gauging the response of the user via an artificial intelligence engine, and dynamically configuring the graphical user interface based on gauging the response of the user.Type: ApplicationFiled: September 1, 2022Publication date: March 7, 2024Applicant: BANK OF AMERICA CORPORATIONInventors: Katherine Kei-Zen Dintenfass, Christine D. Black, Jinna Zevulun Kim, Jo-Ann Taylor, Vijaya L. Vemireddy
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Publication number: 20240069987Abstract: Systems, computer program products, and methods are described herein for processing of event data real time in an electronic communication via an artificial intelligence engine. The present invention is configured to electronically receive an electronic communication from a user to an entity, identify event data associated with the user, identify an inflection level and a language attribution level from the electronic communication by processing the electronic communication with an input recognition engine, form a categorization level by categorizing the electronic communication comprising the inflection level and the language attribution level using an artificial intelligence engine, and route the electronic communication to a designated group containing users associated with the entity and/or an artificial intelligence-based dialogue resolution.Type: ApplicationFiled: August 31, 2022Publication date: February 29, 2024Applicant: BANK OF AMERICA CORPORATIONInventors: Katherine Kei-Zen Dintenfass, Christine D. Black, Jinna Zevulun Kim, Andrea Robinette, Jo-Ann Taylor, Vijaya L. Vemireddy
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Publication number: 20240037648Abstract: Aspects of the disclosure relate to identity management and recommendation. A computing platform may receive a request to access information associated with one or more user accounts. The computing platform may send a biometric authentication prompt for identifying a user. The computing platform may receive biometric input of the user. The computing platform may retrieve one or more biometric enrollment templates from a database. The computing platform may compare the biometric input to the one or more biometric enrollment templates to determine if a match exists between the biometric input and one of the one or more biometric enrollment templates. Responsive to the user being authenticated based upon a match, the computing platform may retrieve and send information associated with the one or more user accounts. The computing platform may generate and send one or more recommendations associated with usage of the one or more user accounts.Type: ApplicationFiled: October 16, 2023Publication date: February 1, 2024Applicant: Bank of America CorporationInventors: Monika Kapur, Jo-Ann Taylor, Jinna Kim, Katherine Dintenfass, Karen Lea MacQueen, Jennifer T. Renckert
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Patent number: 11803898Abstract: Aspects of the disclosure relate to identity management and recommendation. A computing platform may receive a request to access information associated with one or more user accounts. The computing platform may send a biometric authentication prompt for identifying a user. The computing platform may receive biometric input of the user. The computing platform may retrieve one or more biometric enrollment templates from a database. The computing platform may compare the biometric input to the one or more biometric enrollment templates to determine if a match exists between the biometric input and one of the one or more biometric enrollment templates. Responsive to the user being authenticated based upon a match, the computing platform may retrieve and send information associated with the one or more user accounts. The computing platform may generate and send one or more recommendations associated with usage of the one or more user accounts.Type: GrantFiled: August 25, 2021Date of Patent: October 31, 2023Assignee: Bank of America CorporationInventors: Monika Kapur, Jo-Ann Taylor, Jinna Kim, Katherine Dintenfass, Karen Lea MacQueen, Jennifer T. Renckert
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Patent number: 11744813Abstract: The invention relates to a composition comprising: i) one or more LDH-active anion materials comprising an LDH matrix intercalated with one or more active anions, and ii) a modifier system comprising a) one or more surfactants, in combination with b) one or more compounds having the generic formula MA, where M comprises one or more positively charged ions and A comprises one or more negatively charged counter ions.Type: GrantFiled: November 4, 2021Date of Patent: September 5, 2023Assignee: Oxford Pharmascience LimitedInventors: Elizabeth King, Marcelo Leonardo Bravo Cordero, Ann Taylor-Hutchinson
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Patent number: 11741248Abstract: An information security system that includes a data control engine configured to receive a data file and to segment the data file into a set of data blocks that each contain a portion of data from the data file. The data control engine is further configured to associate the set of data blocks with a reference tag and to store an association between the set of data blocks and the reference tag. The data control engine is further configured to identify an access key for encrypting each data block, to encrypt each data block with a corresponding access key, and to store an association between each data block and each corresponding access key. The data control engine is further configured to store each data block in a memory and to store location information identifying the location of each data block in the memory.Type: GrantFiled: August 20, 2019Date of Patent: August 29, 2023Assignee: Bank of America CorporationInventors: Manu J. Kurian, Michael R. Young, Jo-Ann Taylor
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Patent number: 11736511Abstract: Information technology/cyber security for computer-related processes in which vulnerabilities are identified and, those vulnerabilities which are technology-related are automatically remediated by determining and executing network-based tasks. The most granular level of computer-related process assessment in made possible by reliance on a critical function/process taxonomy this is automatically generated and, as such, the present invention, identifies both technology and non-technology-related vulnerabilities.Type: GrantFiled: October 8, 2021Date of Patent: August 22, 2023Assignee: BANK OF AMERICA CORPORATIONInventors: Casey L. Flaherty, Michael Sbandi, Jo-Ann Taylor, Michael Robert Young, Zarna Arun Patel
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Patent number: 11599886Abstract: Embodiments of the invention are directed to a system, method, or computer program product for integration with a wearable device for impetus resource distribution process confirmation and authentication. In this way, the invention coordinates with a wearable device and resource distribution vehicles of a user. Upon activation of a resource distribution vehicle, the system reviews metrics from the wearable device to identify discrepancies between the real-time metrics and a baseline for the user. The invention triggers tiered confirmation requests for authentication prior to allowing processing of the resource distribution for impetus distribution prevention.Type: GrantFiled: January 17, 2020Date of Patent: March 7, 2023Assignee: BANK OF AMERICA CORPORATIONInventors: Michael Sbandi, Jo-Ann Taylor, Michael Robert Young