Patents by Inventor Anna Borysek

Anna Borysek has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20260037970
    Abstract: An example computing platform is configured to: (a) obtain data for a given transaction involving a given customer account and a given merchant, (b) apply pre-processing logic to the obtained data for the given transaction and thereby derive feature data for the given transaction, (c) input the feature data for the given transaction into a trained machine-learning model that functions to (i) evaluate the feature data for the given transaction and (ii) based on the evaluation, output a score for the given transaction that indicates a likelihood that the given transaction is a recurring charge, and (d) based on the score for the given transaction, determine whether to classify the given transaction as a recurring charge.
    Type: Application
    Filed: July 11, 2025
    Publication date: February 5, 2026
    Inventors: Anna Borysek, Lori Tobler, Raviprakashreddy Dunnutala, Yu Mao, Yawen Duan
  • Patent number: 12361415
    Abstract: A computing platform is configured with new software technology for accurately identifying recurring charges and facilitating interaction with identified recurring charges, which may involve functionality for (a) obtaining data for a given transaction involving a given customer account and a given merchant, (b) applying pre-processing logic to the obtained data for the given transaction and thereby derive feature data for the given transaction, (c) inputting the feature data for the given transaction into a trained machine-learning model that functions to (i) evaluate the feature data for the given transaction and (ii) based on the evaluation, output a score for the given transaction that indicates a likelihood that the given transaction is a recurring charge, and (d) based on the score for the given transaction, determining whether to classify the given transaction as a recurring charge.
    Type: Grant
    Filed: November 15, 2022
    Date of Patent: July 15, 2025
    Assignee: Discover Financial Services
    Inventors: Anna Borysek, Lori Tobler, Raviprakashreddy Dunnutala, Yu Mao, Yawen Duan
  • Publication number: 20240161110
    Abstract: An example computing platform is configured to: (a) obtain data for a given transaction involving a given customer account and a given merchant, (b) apply pre-processing logic to the obtained data for the given transaction and thereby derive feature data for the given transaction, (c) input the feature data for the given transaction into a trained machine-learning model that functions to (i) evaluate the feature data for the given transaction and (ii) based on the evaluation, output a score for the given transaction that indicates a likelihood that the given transaction is a recurring charge, and (d) based on the score for the given transaction, determine whether to classify the given transaction as a recurring charge.
    Type: Application
    Filed: November 15, 2022
    Publication date: May 16, 2024
    Inventors: Anna Borysek, Lori Tobler, Raviprakashreddy Dunnutala, Yu Mao, Yawen Duan