Abstract: A dispenser for dispensing paper, nonwovens, and/or wipes, the dispenser includes a housing which defines a receiving volume and which has an access opening through which the receiving volume is accessible, an insert which is arranged to be inserted into the receiving volume of the housing through the access opening of the housing, the insert being provided with a receiving portion for receiving the paper, nonwovens, and/or wipes to be dispensed, and the insert being provided with a closing portion which is adapted to close the access opening of the housing when the insert is fully inserted into the housing. A dispensing opening is provided in the closing portion of the insert, wherein a cover is attached to the insert for closing the dispensing opening.