Patents by Inventor Anne Cusimano

Anne Cusimano has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • RETURN FEE SYSTEM FOR ELECTRONIC CHECK ACCEPTANCE
    Publication number: 20080071683
    Abstract: A check acceptance method for transmitting the check return fee information that applies to a check submitted by a customer. A host computer can transmit for use by a client computer the return fee that will apply to a transaction if a check is returned for insufficient funds. In addition, a return fee note field can be used to transmit explanatory notes that are used to explain non-flat fee charges that will apply.
    Type: Application
    Filed: September 18, 2007
    Publication date: March 20, 2008
    Applicant: First Data Corporation
    Inventors: Wanda Hayden, Anne Cusimano, Chris Schmid, Previn V. Sagar
  • ELECTRONIC CHECK ACCEPTANCE
    Publication number: 20080071684
    Abstract: A check acceptance method for transmitting the check return fee information that applies to a check submitted by a customer. A host computer can transmit for use by a client computer the return fee that will apply to a transaction if a check is returned for insufficient funds. In addition, a return fee note field can be used to transmit explanatory notes that are used to explain non-flat fee charges that will apply.
    Type: Application
    Filed: September 18, 2007
    Publication date: March 20, 2008
    Applicant: First Data Corporation
    Inventors: Jason Marshall, Chris Schmid, Howard Caven, Wanda Hayden, Anne Cusimano